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Planning on buying AC costing between 40K to 45K. What would be the effective way of doing it?

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rp0703

rp0703

TF Legend
Verified User
I have the following cards.
  • SBI Cashback
  • RBL World Safari, Duet and Shoprite
  • ICICI APay and Platinum
  • IDFC Millennia
  • HDFC Tata Neu Plus
  • AU LIT (10X and 2% CB Activated)
  • IndusInd Legend
  • PNB Platinum
What would be the effective way of buying? All in cash or No Cost EMI?
 
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rp0703 said:
I have the following cards.
  • SBI Cashback
  • RBL World Safari, Duet and Shoprite
  • ICICI APay and Platinum
  • IDFC Millennia
  • HDFC Tata Neu Plus
  • AU LIT (10X and 2% CB Activated)
  • IndusInd Legend
  • PNB Platinum
What would be the effective way of buying? All in cash or No Cost EMI?
Click to expand...
Depends on the bank offers for full payment or no cost emi. Use the card that gives maximum upfront discount.
 
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rp0703 said:
I have the following cards.
  • SBI Cashback
  • RBL World Safari, Duet and Shoprite
  • ICICI APay and Platinum
  • IDFC Millennia
  • HDFC Tata Neu Plus
  • AU LIT (10X and 2% CB Activated)
  • IndusInd Legend
  • PNB Platinum
What would be the effective way of buying? All in cash or No Cost EMI?
Click to expand...
are you planning to buy online or offline. Asking since a lot of offline retailers like croma/reliance/vijay sales have bank specific discounts and you will have to check those individually
 
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rp0703 said:
I have the following cards.
  • SBI Cashback
  • RBL World Safari, Duet and Shoprite
  • ICICI APay and Platinum
  • IDFC Millennia
  • HDFC Tata Neu Plus
  • AU LIT (10X and 2% CB Activated)
  • IndusInd Legend
  • PNB Platinum
What would be the effective way of buying? All in cash or No Cost EMI?
Click to expand...
Keep an eye for offers in telegram groups,
Recently they showed offers for hdfc card amd multiple other offers for combining at once
For flipkart using coins
You can get about 2-3k off easily .
 
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Check on Flipkart, i recently purchased AC from Flipkart at a cheaper price. My inclination was towards Bluestar which was not readily available on Vijaya sales/Croma/reliance digital etc. I burned some super coins on Flipkart and got extra 2000 discount plus with HDFC credit Card got further discount.
 
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Anupam said:
Check on Flipkart, i recently purchased AC from Flipkart at a cheaper price. My inclination was towards Bluestar which was not readily available on Vijaya sales/Croma/reliance digital etc. I burned some super coins on Flipkart and got extra 2000 discount plus with HDFC credit Card got further discount.
Click to expand...
pls dont use bold fonts like this!!
 
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rp0703 said:
I have the following cards.
  • SBI Cashback
  • RBL World Safari, Duet and Shoprite
  • ICICI APay and Platinum
  • IDFC Millennia
  • HDFC Tata Neu Plus
  • AU LIT (10X and 2% CB Activated)
  • IndusInd Legend
  • PNB Platinum
What would be the effective way of buying? All in cash or No Cost EMI?
Click to expand...
your are late..2 days ago there was sale on flipkart with hdfc .. and you could get ac Worth rs 45k at just 37k..
 
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rp0703 said:
I am checking prices and deals regularly but I didn't see any sale.
Click to expand...
Get SBI SimplyClick or any SBI Card other than CB to get instant 10% discount on upcoming 5-10 may sale on FK. Order via YONO SBI to get extra 5% upto ₹750 (Not sure if it's active while sale).
Use SBI SimplyClick card till maximum 10% discount, above that buy FK gift card via AU LIT & SBI CB.


Tip: Use CashKaro to get extra rewards of ₹1.5K on Simply Click approval. (U can DM for CK Referral or use existing account)
 
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1. Finalize the make and model - based on requirement and service availability in your area.
2. check offer at offline/online.
3. what u want - cashback or reward points.
4. offline-online - maximize using vouchers 5X/10X
 
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