Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Month)
5. Kotak Bank - Experian (Once a Quarter)
6. CRED - Now CIBIL (Earlier CRIF + Experian) (Once a Month)
7. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
8. Freecharge - Experian (Once a Quarter)
9. Wishfin - CIBIL (Once a Month) Link
10. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
11. CreditMantri - Equifax (Once a Month) Link
12. ICICI iMobile App - CIBIL (Free only For Wealth Management Customers) (Once in 45 days)
13. Bank Karo - CRIF (Once a month) Link
14. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
15. INDMoney App - Experian (Once a Month)
16. BharatPe - Experian (Once a month)
17. Kiwi - Experian (Once a month)
18. MyMoneyKarma - Equifax (Once a Month) - Link
19. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
20. Airtel Thanks App - CRIF for all (CIBIL Discontinued)
21. GPay App - CIBIL (Once a Month)
22. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
23. Freo - CRIF (Once in 45 Days) Link
24. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
25. Moneycontrol - CRIF (Once a Month) Link
26. Groww Credit - Experian (Once a month; for now limited to Groww users) Link
27. Sri Ram Finance App - CRIF (Once a Month)
28. Navi app - CIBIL (monthly)
29. Amazon App - CIBIL (Once a Quarter/3months)
30. Super.Money App - Experian (Once a quarter)
31. Zerodha - Experian (Once a month) Link

Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .
Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
7. KhataBook - Experian (Once a month)
8. Bajaj Finserv - Experian (paid)
9. IIFL - CIBIL (Whenever You want) Link

 

[tachniki]

Is Equifax any helpful? Never checked my score on it

Not sure. I checked first time. I see that HDFC has enquired on it.

 

[wanderer0]

It refereshed monthly ?

Probably. It did show in the beginning but I forgot 😀

 

[NikhilG]

Zavo app shows my credit score as 780, but last when I checked on some other app it was more than 800. I don't remember which app it was maybe mobikwik. How can I know what went wrong, why did it decrease?

 

[hitirfan]

Zavo app shows my credit score as 780, but last when I checked on some other app it was more than 800. I don't remember which app it was maybe mobikwik. How can I know what went wrong, why did it decrease?

Maybe Zavo shows different Credit Bureau Report than MobiKwik

 

[wanderer0]

Maybe Zavo shows different Credit Bureau Report than MobiKwik

Zavo shows experian score.

 

[hitirfan]

Zavo shows experian score.

MobiKwik has CRIF

 

[NikhilG]

MobiKwik has CRIF

So mobikwik will show better score? Also zavo has no details, like if bill paid on time, also total credit limit also not coming

 

[hitirfan]

So mobikwik will show better score? Also zavo has no details, like if bill paid on time, also total credit limit also not coming

Don't think about CRIF etc. mostly CIBIL Score is checked by financial institutions.

 

[BornArcher8]

I am not able to find the option to check CIBIL score in Navi app. Has this been discontinued?

 

[GTSaketh]

I am not able to find the option to check CIBIL score in Navi app. Has this been discontinued?

Still showing for me.

 

[BornArcher8]

It's showing like this for me. Maybe that option is present for users who have previously used the CIBIL score feature.

Still showing for me.