Please suggest FD based credit card

[mastervisa]

Hi,
Can you please suggest which banks FD based card to take for a person without credit history?
Considerations
- Will be creating small amount FD
- FD with good interest rates
- Good credit card ( offers etc)
Will mostly use it to build credit history.
Thanks in advance 🙏.

 

[TheTrickySid]

Hi,
Can you please suggest which banks FD based card to take for a person without credit history?
Considerations
- Will be creating small amount FD
- FD with good interest rates
- Good credit card ( offers etc)
Will mostly use it to build credit history.
Thanks in advance 🙏.

OneCard(Offers)
IDFC WoW (Visa Infinite)

 

[Anon1]

Go for IDFC wow, because of visa infinite you can claim prime 3 months membership, Rs.250 big bazaar voucher from thriwe and also a good card.

Alert: If u tried to check credit card offer in IDFC then you get cibil hard enquiry.

Visa Infinite CC offers using Thriwe | Get free Prime Membership, BB (250 GV) and much more!

Same issue. Most of the time with while redeeming vouchers "Contact customer care" error will come, ping there support on the whats app and leave the message and try after 3-4 days worked for me.

www.technofino.in

 

[mastervisa]

Thanks guys.
do we need to open savings account or just FD?
I don't see 0 balance account option in IDFC.

 

[AmitMishra]

Thanks guys.
do we need to open savings account or just FD?
I don't see 0 balance account option in IDFC.

You need to open saving A/c. I don't think 0 balance A/c is available in IDFC.

 

[Anon1]

Thanks guys.
do we need to open savings account or just FD?
I don't see 0 balance account option in IDFC.

No need to open any savings account. You can directly apply IDFC WOW with fixed deposit.

 

[LJGIBBS]

Thanks guys.
do we need to open savings account or just FD?
I don't see 0 balance account option in IDFC.

IDFC Future First Account is a 0 bal account and comes with Visa Signature. Requirement - Alumini of some premier institute. Go to bank, they have the list.
My experience - Went to branch, told them about my college, it was mentioned in their list. Normal account opening process on tab was done - Future first selected and account opened. They ask for some IP cheque but you can withdraw instantly. In my case, they did not verify my college. So, even if you don't belong to the list of college, you can open it.

 

[dhiraz]

Can IDFC Wow Credit Card Delivered To Non-Serviceable Location?

OneCard(Offers)
IDFC WoW (Visa Infinite)

No need to open any savings account. You can directly apply IDFC WOW with fixed deposit.

 

[Anon1]

Can IDFC Wow Credit Card Delivered To Non-Serviceable Location?

No they won't consider

 

[dhiraz]

No they won't consider

Can I Give a Communication Address of My Relative Which is Serviceable?

They Asked or Not for a Communication Address While Doing FD if My Current Address is Not Serviceable.