Please suggest LTF yes bank CC even with worst reward rate for occasional swiggy and zomato discount

[sambit87]

Please suggest LTF yes bank CC even with worst reward rate for occasional swiggy and zomato discount​

 

[AsB]

Please suggest LTF yes bank CC even with worst reward rate for occasional swiggy and zomato discount​

Pickup any Yes bank credit card which is Unsecured. That can be your pick.

 

[yolofino]

Please suggest LTF yes bank CC even with worst reward rate for occasional swiggy and zomato discount​

BankBazaar Finbooster credit card is now truly LTF (no conditions)

 

[Sai Ganesh]

No bro dont go for finbooster, open an account with yes bank , they give you basic cards for LTF post 3 months itself.

 

[korin]

I read that finbooster has creditstrong membership that has fee of 499 2nd year onwards. But that is on consent basis.
How do they ask for consent? If we don't approve for the membership renewal, will it be truly LTF?

 

[yolofino]

No bro dont go for finbooster, open an account with yes bank , they give you basic cards for LTF post 3 months itself.

Why to open an account just to get a card? Finbooster is LTF as of now.

 

[yolofino]

I read that finbooster has creditstrong membership that has fee of 499 2nd year onwards. But that is on consent basis.
How do they ask for consent? If we don't approve for the membership renewal, will it be truly LTF?

It was earlier but now it's unconditional LTF - for both new and old customers.

 

[korin]

It was earlier but now it's unconditional LTF - for both new and old customers.

Really? I read on their website that they're charging membership fee if previous year transaction is less than 1 lakh.

 

[yolofino]

Really? I read on their website that they're charging membership fee if previous year transaction is less than 1 lakh.

Where did you read on the website? https://www.bankbazaar.com/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html

 

[yolofino]

Really? I read on their website that they're charging membership fee if previous year transaction is less than 1 lakh.

From the website -

• Lifetime-free CreditStrong subscription: A credit fitness report with real-time dashboard to track spends & monitor credit score

 

[yolofino]

Really? I read on their website that they're charging membership fee if previous year transaction is less than 1 lakh.

This condition was there earlier, not anymore. I emailed them about this and they confirmed as well.

 

[korin]

Where did you read on the website? https://www.bankbazaar.com/credit-card/finbooster-yes-bank-bankbazaar-co-branded-credit-card.html

thanks mate. i was reading on Yes Bank's website.

Looks like I'll have to apply specifically from Bank Bazaar's website.

 

[anonymuos]

Yes Bank customer care first gave me the same copy-paste reply "Credit Strong subscription is part of the FinBooster card and cannot be disabled." Then I requested closure of this CC immediately. Someone from Yes Bank CC team (it identified on TrueCaller as Yes Bank Relationship Manager) called and said there is no more subscription from 2nd year but still if I was not convinced, I should email BankBazaar since this is a co-branded credit card.

So I emailed BankBazaar who confirmed that it is lifetime free, no strings attached. The subscription is complimentary and lifetime free. No charges levied in the statement from 2nd year. Since they confirmed this in writing over email, I have decided to not close the card for now. If they still levy charges after such confusing communication, I will absolutely approach RBI and get them reversed.