The PNB EMT RuPay Platinum Credit Card is a co-branded travel credit card from Punjab National Bank (PNB) and EaseMyTrip (EMT) that offers travel discounts on flights and hotels, lounge access, insurance coverage, and reward points on activation and usage. It has a ₹2,000 joining and annual fee, which can be waived by meeting annual spending requirements.
| Sr. No. | Parameter | Details |
|---|---|---|
| 1 | Card Variant / Platform | RuPay Platinum |
| 2 | Credit Card Limit | Minimum: ₹50,000Maximum: ₹5,00,000Limit approved as per Board-approved Risk Underwriting Model |
| 3 | Card Offerings | Joining Fee (Primary): ₹2,000Joining Fee (Add-on): NILAnnual Fee (Primary): ₹2,000 (waived if annual spend exceeds ₹1 lakh in the preceding year)Annual Fee (Add-on): NILRenewal Fee: NIL |
| 4 | Additional Offerings | • 300+ Reward Points on activation• Insurance coverage up to ₹2 lakh for accidental death & total disability• Complimentary Domestic & International Airport Lounge Access |
| Transaction Type | Offer Details |
|---|---|
| Domestic Flights | Flat 10% off up to ₹1,000, No Minimum Order Value |
| International Flights | Flat 10% off up to ₹5,000, No Minimum Order Value |
| Domestic Hotels | Flat 20% off up to ₹5,000, No Minimum Order Value |
| International Hotels | Flat 20% off up to ₹10,000, No Minimum Order Value |
| Bus Bookings | Flat ₹125 off on minimum order value of ₹500 |
