Possible to get a secured Credit Card in the US?

[fatehbajwa]

People who don't have a credit score in India because either they are too young or haven't ever taken any kind of loan product, are advised by some to take a secured credit card and then be very particular in ensuring they do all that is possible to increase their score.
Is a similar thing possible for US cards?
Some way to get a secured credit card there in order tp build up a good credit history?
I also assume that if this is possible, it would be easier than getting an unsecured card.

Thoughts?

 

[TechnoFinoTechnoFino is verified member.]

Yes... possible... I'm also holding a secured credit card there... but you need itin/ssn and address proof for this.

 

[fatehbajwa]

Yes... possible... I'm also holding a secured credit card there... but you need itin/ssn and address proof for this.

Kuchh to karvao Sumanata Da!!!!!

 

[TechnoFinoTechnoFino is verified member.]

Kuchh to karvao Sumanata Da!!!!!

🥲 dakhte hai...

 

[jay]

People who don't have a credit score in India because either they are too young or haven't ever taken any kind of loan product, are advised by some to take a secured credit card and then be very particular in ensuring they do all that is possible to increase their score.
Is a similar thing possible for US cards?
Some way to get a secured credit card there in order tp build up a good credit history?
I also assume that if this is possible, it would be easier than getting an unsecured card.

Thoughts?

Just walk into any BoFA branch with your passport and a local address they will give you a secured card.

 

[fatehbajwa]

Just walk into any BoFA branch with your passport and a local address they will give you a secured card.

I assume you mean a BoFA branch in the US.

 

[jay]

I also assume that if this is possible, it would be easier than getting an unsecured card.

If you do not satisfy the requirements such as Proof of Identity, Proof of Address etc, a credit score will contribute to nothing in future applications.

And yes physical BoFA branch.

 

[AsB]

For future references -

Want a Credit Card in the US? Get it from Zolve

https://zolve.com/ This one is one of the few cards which have a lot of benefits, at reduced prices. You can get a card even without a Social Security Number. Just basic details and passport details will suffice. There are a few other benefits as well, which are mentioned in their website. So...

www.technofino.in

 

[Waynoway]

the secured card concept started from the USA. Go for "discover it" card as it has best rewards in secured card category and security starts from 200 USD which is pretty low compared to other cards