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Pre-approved 2nd hdfc UPI rupay credit card

harinder

TF Buzz
My mom got pre approved offer for the virtual hdfc UPI rupay credit card. what's your take on this?
 

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much confusion
somewhere annual/joining fee is 250+GST somewhere it is 500+GST
somewhere annual/joining fee waiver condition is retail 25,000 somewhere else it is 50,000
 
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