Pre approved card rejected

[Anas Manjevdiwala]

I had a pre approved offer for business MoneyBack card and have been receiving mail and sms daily and it was also showing in net banking
when I applied my application has been rejected stating reason bank internal policy

Is there anything I can do?
I have a good CIBIL score above 750

 

[UnarmedCelery]

lol.🥹

 

[Deleted member 5552]

I had a pre approved offer for business MoneyBack card and have been receiving mail and sms daily and it was also showing in net banking
when I applied my application has been rejected stating reason bank internal policy

Is there anything I can do?
I have a good CIBIL score above 750

Had you applied HDFC card within last 6 months?

 

[Anas Manjevdiwala]

Had you applied HDFC card within last 6 months?

no I had applied 7 months before.

I think in HDFC bank you cannot even apply before 6 months are completed from net banking

 

[Deleted member 5552]

no I had applied 7 months before.

I think in HDFC bank you cannot even apply before 6 months are completed from net banking

It may be possible. Once it happened with my family member. It was pre approved Indian Oil Card with good credit limit. But after submitting application, it got rejected in seconds. The reason was another unsuccessful application was there in six months.

You can ask higher authority to reconsider the application by showing screenshots of the pre approved offer

 

[KamalKamal is verified member.]

I had a pre approved offer for business MoneyBack card and have been receiving mail and sms daily and it was also showing in net banking
when I applied my application has been rejected stating reason bank internal policy

Is there anything I can do?
I have a good CIBIL score above 750

One More reason can be that you have declared a profession in the account, but while applying for a preapproved card, you have selected another option.

This will lead to the rejection of a pre-approved credit card. I have contacted HDFC for the same and they mentioned that if there is any difference between the account and card application, then according to RBI guidelines, it will be rejected.

You can raise concerns with them by mail and they will call you to reprocess your application by correcting the details.

 

[Harshal]

I think that when you opened the account, you must have selected salaried and the bank offered you a business card and you handed it over, so the bank rejected it.same happened with me and they rejected my pre approval business moneyback then they asked me to agree to take normal card and i took it

 

[Anas Manjevdiwala]

It may be possible. Once it happened with my family member. It was pre approved Indian Oil Card with good credit limit. But after submitting application, it got rejected in seconds. The reason was another unsuccessful application was there in six months.

You can ask higher authority to reconsider the application by showing screenshots of the pre approved offer

Yes I have emailed them let’s see what’s happens

 

[Anas Manjevdiwala]

One More reason can be that you have declared a profession in the account, but while applying for a preapproved card, you have selected another option.

This will lead to the rejection of a pre-approved credit card. I have contacted HDFC for the same and they mentioned that if there is any difference between the account and card application, then according to RBI guidelines, it will be rejected.

You can raise concerns with them by mail and they will call you to reprocess your application by correcting the details.

I have current account with the bank and have been offered business MoneyBack card, so I don’t think this might be the case
I have emailed them. Waiting for reply

 

[Anas Manjevdiwala]

I think that when you opened the account, you must have selected salaried and the bank offered you a business card and you handed it over, so the bank rejected it.same happened with me and they rejected my pre approval business moneyback then they asked me to agree to take normal card and i took it

No it’s not the case
I have a current account and offered business MoneyBack card