Pre-Approved Credit cards from SBI

[Ekavya]

Today I logged into SBI account and saw this:
After clicking :



And then these cards were shown :





I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

 

[praful47]

I think there is a difference between pre -approved and pre - qualified.
So they may ask for income proof and other necessary documents.

 

[ccgeek07]

Today I logged into SBI account and saw this:
After clicking :



And then these cards were shown :





I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

CIBIL hit for checking this?
Did you check?

 

[Ekavya]

CIBIL hit for checking this?
Did you check?

I am asking the same.

 

[Ekavya]

I think there is a difference between pre -approved and pre - qualified.
So they may ask for income proof and other necessary documents.

I think you are right.

 

[SSV]

It clearly says pre qualified.. means it is as if applying like a fresh application…

 

[Ekavya]

It clearly says pre qualified.. means it is as if applying like a fresh application…

So getting the Link (Which wasn't present earlier) doesn't mean anything. SBI is just trying to nudge me to start a application?

 

[SSV]

So getting the Link (Which wasn't present earlier) doesn't mean anything. SBI is just trying to nudge me to start an application?

Yes. . .

 

[Pollex]

Its prequalified not preapproved bhai. all a trap

 

[Vasuki]

Today I logged into SBI account and saw this:
After clicking :



And then these cards were shown :





I never thought that SBI can also give pre-approved/ qualified offer on there Website as I frequently get calls from there DSAs (They say it's preapproved but it's not).
I have few questions: To get this card do I have to share my income proof? or I will get it instantly without cibil hit and with minimum KYC? I am only interested in SBI Cashback card. But I already have a Flipkart axis card, I am considering SBI Cashback card as its alternative. But I have already paid annual fees and next renewal date is Next Jan. So if I wait few months what is the chance of loosing this offer?

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

 

[pinki]

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

Docfixit for a reason 🛐

 

[Ekavya]

For kyc - SBI bank & SBI credit card is different entities.

So kyc is stored seprate ..hence u have to go through process


Pre approved / pre qualified - pre qualified high chances of approval without asking income doc ..
For cashback card - there might be few hiccups of doc but rest it will go smoothly without doc if cibil is right .

I got SBI cc with doc ..I mean I got every cc without doc 😂

Thanks man 😀

 

[newinnov]

@DocFixIt 's responses are my CC FAQ guide

 

[apindersingh]

I got the same prequalified offer and applied for sbi cashback card, while submitting otp at the end of application, the application was not submitted and this is the error i am getting. What is this about?

 

[Ekavya]

I got the same prequalified offer and applied for sbi cashback card, while submitting otp at the end of application, the application was not submitted and this is the error i am getting. What is this about?

You have already applied fro the Credit card.

 

[apindersingh]

You have already applied fro the Credit card.

ok so it will be updated on this portal only coz i have not received any application number.

 

[asm07]

It seems like a new change to the website, showing me as well. Only last month my cc application was rejected citing internal policy and reapply after a month. So this is nothing but to lure customers to apply, it's not pre-approved.