Pre approved Imperio Card

[adwaiths]

I received a pre-approved offer for the Federal Bank Imperio credit card. Is this a good card to take? If I accept it, my overall credit limit will increase, and I’m worried that having too much available credit might reduce my chances of getting approved for future cards due to appearing over-leveraged(sbi is rejecting application with this reason)

 

[hellowo₹ld]

If u need it then apply otherwise don't. Overleverage always possible with any bank, thats upto you which one u need or not needed.

Federal mainly for food offers (min. 500 or 600) + some travel offers, other than that nothing. Its rarely 10% instant discount bank, so its upto you.

 

[Sai Ganesh]

kindly take the card bro , its very useful card