Pre-approved offer: Clarification required

[akshayhs]

So I began receiving constant in-app notifications about a pre-approved offer for a HDFC credit card with a limit of 90k.


With respect to that, does it apply for any cards within my eligibility list or it's a specific card I need to settle with?
I am seeing two-three banners related to credit cards and one of them mention its a Moneyback+ card.


So does that imply I'll not be able to negotiate for a Millennia card?

 

[ashwinkashwink is verified member.]

Now apply for this later request for millennia.

 

[srai98]

So I began receiving constant in-app notifications about a pre-approved offer for a HDFC credit card with a limit of 90k.
View attachment 2386

With respect to that, does it apply for any cards within my eligibility list or it's a specific card I need to settle with?
I am seeing two-three banners related to credit cards and one of them mention its a Moneyback+ card.
View attachment 2387

So does that imply I'll not be able to negotiate for a Millennia card?

Don't apply. Wait for at least 1 month. I was getting 6E Rewards 50k limit but within a month I got Millenia with 1L limit.

 

[Bel]

photo u see in image can be random. Dont assume anything based on it. When u actually go to apply and in the last page when u see the list of cards available and choose, thats the card that u will ~99% get.
There's a very off chance that they will run your background checks again or do whatever their internal policy says and give u a different card but very less possibility.