Pre approved vs Cashkaro link.

[gobsy]

I am eligible for pre approved league rupay card as per email and app notifications. But I wanted to apply through Cashkaro to earn extra reward.
Will applying through cashkaro referral link incur a cibil hit? Or is it better to apply through email link?

 

[Akashn]

@D₹V Maybe you can help as you have applied for pre approved Millennia

 

[Deleted member 21942]

I am eligible for pre approved league rupay card as per email and app notifications. But I wanted to apply through Cashkaro to earn extra reward.
Will applying through cashkaro referral link incur a cibil hit? Or is it better to apply through email link?

Both are different scenarios. Pre approved offer can only be applied via App/Email/Net Banking/Customer Care/SMS without a CIBIL hit and with 100% approval chances while applying through Cashkaro is for a new credit card application along with a CIBIL hit. No guaranteed chances of CC approval if applied via Cashkaro.

 

[D₹V]

I am eligible for pre approved league rupay card as per email and app notifications. But I wanted to apply through Cashkaro to earn extra reward.
Will applying through cashkaro referral link incur a cibil hit? Or is it better to apply through email link?

As @RAMDV said, CIBIL hit can happen.

If your CIBIL score has some default or late payments then choose pre approved way.

Otherwise Cashkaro way will also be fine as you'll get extra cashback too.

Don't overthink about CIBIL thing 😉.

 

[credit_geek]

I am eligible for pre approved league rupay card as per email and app notifications. But I wanted to apply through Cashkaro to earn extra reward.
Will applying through cashkaro referral link incur a cibil hit? Or is it better to apply through email link?

Hi, recently I applied for League credit card through the Cashkaro link, and Kotak rejected my application. On visiting the branch, they said that additional documents like salary slips,etc were not submitted. But while filling out the application through Cashkaro link there was no option to submit any documents.
Despite maintaining a decent credit score for a couple of years Kotak rejected this card. Also, have a Kotak savings account & Urbane credit card.
Hence lost trust in Cashkaro credit card referrals, causing an unnecessary CIBIL enquiry with a first-time card rejection.

 

[D₹V]

Hi, recently I applied for League credit card through the Cashkaro link, and Kotak rejected my application. On visiting the branch, they said that additional documents like salary slips,etc were not submitted. But while filling out the application through Cashkaro link there was no option to submit any documents.
Despite maintaining a decent credit score for a couple of years Kotak rejected this card. Also, have a Kotak savings account & Urbane credit card.
Hence lost trust in Cashkaro credit card referrals, causing an unnecessary CIBIL enquiry with a first-time card rejection.

That's problem with Kotak, not the cashkaro.

Wait 2-3 months Kotak will itself process your card or call you about it.