Premium Account - IndusInd vs Kotak vs IDFC

[anish1516]

Hellos!

I have 5 Bank Accounts already:

1) HDFC Imperia
2) ICICI Wealth
3) Axis Burgundy
4) BOB - Zero Balance Account
5) SBI - The Mandatory Account

I wish to open one more bank account with may be 2 lakhs opening balance. Which of the bank account you would suggest? One of the motives of the account is obviously to get some good cc LTF. I already have IDFC Wealth CC so if nothing very exceptional from IDFC not much inclined towards it.

Thanks

 

[Wealth is my birth right!]

Hellos!

I have 5 Bank Accounts already:

1) HDFC Imperia
2) ICICI Wealth
3) Axis Burgundy
4) BOB - Zero Balance Account
5) SBI - The Mandatory Account

I wish to open one more bank account with may be 2 lakhs opening balance. Which of the bank account you would suggest? One of the motives of the account is obviously to get some good cc LTF. I already have IDFC Wealth CC so if nothing very exceptional from IDFC not much inclined towards it.

Thanks

Take indusind exclusive account with a bargain/deal of pinnacle credit card.
Dont get convinced for legend card LTF

 

[Rahul Gupta]

Take indusind exclusive account with a bargain/deal of pinnacle credit card.
Dont get convinced for legend card LTF

what's so good in pinnacle?

 

[anish1516]

Take indusind exclusive account with a bargain/deal of pinnacle credit card.
Dont get convinced for legend card LTF

I already got Legend LTF sometime back which was later changed to EazyDiner. Thanks for the suggestion. Will check with IndusInd, I have already missed the Campaign being run by IndusInd but let’s see.

 

[Rahul Gupta]

Hellos!

I have 5 Bank Accounts already:

1) HDFC Imperia
2) ICICI Wealth
3) Axis Burgundy
4) BOB - Zero Balance Account
5) SBI - The Mandatory Account

I wish to open one more bank account with may be 2 lakhs opening balance. Which of the bank account you would suggest? One of the motives of the account is obviously to get some good cc LTF. I already have IDFC Wealth CC so if nothing very exceptional from IDFC not much inclined towards it.

Thanks

I have had such a bad experience with sbi, went there two times but they don't want to open my savings account.

 

[anish1516]

I have had such a bad experience with sbi, went there two times but they don't want to open my savings account.

After all it’s SBI

 

[Wealth is my birth right!]

what's so good in pinnacle?

Just have a look here https://www.technofino.in/community...nd-vs-pinnacle-vs-club-vistara-explorer.2880/ and pinnacle is free/compliment with exclusive or wise versa thats why said so

 

[anonymuos]

Apologies in advance for not replying to OP's question but I have a question for OP: Does BOB's Zero Balance Account issue RuPay Platinum debit card?

 

[TheTrickySid]

Take indusind exclusive account with a bargain/deal of pinnacle credit card.
Dont get convinced for legend card LTF

How to get this deal??

 

[Wealth is my birth right!]

How to get this deal??

branch RM but he/she should be experienced else they say stories.
Check with nearest branch

 

[TheTrickySid]

branch RM but he/she should be experienced else they say stories.
Check with nearest branch

Is it on basis of exclusive account or according to income docs

 

[Wealth is my birth right!]

Is it on basis of exclusive account or according to income docs

Actually the exclusive acc is a compliment for that pinnacle card as per card terms and vice versa

 

[anish1516]

Apologies in advanced for not replying to OP's question but I have a question for OP: Does BOB's Zero Balance Account issue RuPay Platinum debit card?

I opened the zero account bank recently and got visa debit card that too virtual. I didn't ask for anything specific but visa is what I got by default.

 

[anish1516]

Is it on basis of exclusive account or according to income docs

I live in a city where the bank employees are master in giving stories and try to sell useless stuff instead of helping you in any way.

 

[anonymuos]

I opened the zero account bank recently and got visa debit card that too virtual. I didn't ask for anything specific but visa is what I got by default.

Do you have an option in BOB World app when you go to apply for new debit card to get RuPay Platinum? Try na please, just don't press Confirm button on final page of debit card request.

 

[anish1516]

Do you have an option in BOB World app when you go to apply for new debit card to get RuPay Platinum? Try na please, just don't press Confirm button on final page of debit card request.

I am getting this error right now.

 

[anonymuos]

I am getting this error right now.

Try during the day please in working/banking hours. BOB being sarkari bank turn off their banking servers at night for BOB World It often fails to show me balance or statement too at night.

 

[TheTrickySid]

I am getting this error right now.

Only visa card available for zero balance account

 

[ichiprof]

Do you have an option in BOB World app when you go to apply for new debit card to get RuPay Platinum? Try na please, just don't press Confirm button on final page of debit card request.

Why the gaga around rupay platinum debit card everywhere? Any benefits?

 

[Wealth is my birth right!]

Only visa card available for zero balance account

If account converted to advantage account then virtual rupay platinum free