Query on AU swipeup program

[Gangadhar]

Hello deep,
I just went through the AU Swipe up portal with my HDFC Regalia Credit card and i was offered Xcite ultra Credit Card LTF for which i am not that enthusiastic. Can i change the Credit Card to idfc first select and get a newcard recommendation if it try again?
How is xcite ultra in comparison to Au ixigo card? Any feedback or suggestions will be of great help

 

[Anindya98]

I just went through the AU Swipe up portal with my HDFC Regalia Credit card and i was offered Xcite ultra Credit Card LTF for which i am not that enthusiastic.

Which card are you aiming for?

Can i change the Credit Card to idfc first select and get a new card recommendation if it try again?

I don't think so, you can change the card or reapply within 6 months. Your current CC Limit? HDFC & IDFC?

 

[Fini7777]

which cards do they offer in swipe-up portal, I'm planning to get one
which is a good card to consider I hold their digital sb account will it give me an edge in the verification process(physical)?

 

[Gangadhar]

Which card are you aiming for?

I don't think so, you can change the card or reapply within 6 months. Your current CC Limit? HDFC & IDFC?

I was looking for AU Ixigo
Will it be offered in swipeup program?
Hdfc limit 3.6L
Idfc limit 2.2L

 

[Fini7777]

I was looking for AU Ixigo
Will it be offered in swipeup program?
Hdfc limit 3.6L
Idfc limit 2.2L

I think no
They offer some series of xcite cards through swipe-up program but I'm not sure
We need someone to ans these questions let's wait for others replies

 

[Gangadhar]

which cards do they offer in swipe-up portal, I'm planning to get one
which is a good card to consider I hold their digital sb account will it give me an edge in the verification process(physical)?

I think xcite ultra is a decent card with 2% rewards on online spends and 8 complimentary lounge access as of now (which might get downgraded or removed)

 

[Anindya98]

which cards do they offer in swipe-up portal, I'm planning to get one

Xcite, Xcite Ultra, and Ace

which is a good card to consider I hold their digital sb account will it give me an edge in the verification process(physical)?

When I applied, I got the Xcite Ultra with 5L + Limit but rejected after physical verification. Applied twice but got rejected also have SB with them for more than 2.5 years
Physical Verification 90% chances

 

[SSV]

When I applied, I got the Xcite Ultra with 5L + Limit but rejected after physical verification. Applied twice but got rejected also have SB with them for more than 2.5 years
Physical Verification 90% chances

Did you find out why rejected your application inspite of having SB account with them?

 

[Anindya98]

Will it be offered in swipeup program?

No AU Ixigo apply from the Ixigo app.
So, if you apply via IDFC Card you will not get a better deal

 

[Gangadhar]

Xcite, Xcite Ultra, and Ace

When I applied, I got the Xcite Ultra with 5L + Limit but rejected after physical verification. Applied twice but got rejected also have SB with them for more than 2.5 years
Physical Verification 90% chances

From what you are saying, chances of rejection are very high😅
My hometown pincode is not servicable and i stay in a PG. I guess i should just give up my hopes
Thanks for the info

 

[Anindya98]

Did you find out why rejected your application inspite of having SB account with them?

Tried Emailing them multiple times but always the same thing "Internal Bank Policy" / "You don't meet the bank criteria "
I was holding multiple CCs at that time highest with 4.2L limit Apay CC, Also applied when I received pre-approved offer for LIT same satement.

 

[Anindya98]

From what you are saying, chances of rejection are very high😅

Yes

My hometown pincode is not servicable and i stay in a PG. I guess i should just give up my hopes

You can try AU Lit. If your PG area is serviceable. Mostly they will do physical verification.

 

[Fini7777]

Yes

You can try AU Lit. If your PG area is serviceable. Mostly they will do physical verification.

Even for pre approved offer?
Strange

 

[airbubble]

I am trying the swipeup portal, However it fails due to technical errors on the website before even I could verify my number. Any solution on this?