Query regarding 2nd SBI credit card

[kspradeep]

Hi all, I've been using SBI cashback credit card for the past 1.5 yrs. currently, it is LTF for me. However, since the cashback card is not applicable for instant discounts during online sales events, I'm thinking to apply for a 2nd SBI card, preferably simply click. kindly suggest what is the best way to apply it. I've been getting emails from sbicard that Rupay SBI simply save is first yr free however, if I apply from the SBIcard app, it is showing as shared limit. My current limit is just 49,000. Raised limit enhancement requests multiple times with failed attempt. If we directly apply from the sprint website, is there any chance of getting separate limit? do we have to do VKYC again or any CIBIL enquiry? I don't want to share meagre limit of 49k from cashback card with other card.

 

[Infamous]

How were you able to get it LTF?

 

[kspradeep]

How were you able to get it LTF?

I've got 20k limit initially and when raised for closure request, they made LTF.

 

[Infamous]

I've got 20k limit initially and when raised for closure request, they made LTF.

Lol that's crazy, you got luck on your side.

 

[Johan]

Since you are an existing customer, if you apply via sprint, you'll get instant approval (if eligible) and the virtual credit card will be immediately available for use. The physical credit card will be directly delivered to your address. No further VKYC is required for the same.