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Query regarding new sbi cc

KK001

TF Select
I already have a SIMPLYCLICK credit card with a decreased limit of ₹69,000 from ₹1,00,000. Last week, I applied for the Paytm SBI credit card (base variant) with a fee of ₹499. Today, I received a call from SBI informing me that they wanted to split the limit of my SIMPLYCLICK card. After my confirmation, they allocated ₹20,000 to the Paytm SBI credit card and ₹49,000 to the SIMPLYCLICK card.

My two questions:

If I don’t activate the new credit card, will the limit still be deducted from my SIMPLYCLICK card?

If I want to merge the SIMPLYCLICK card limit into the Paytm card and close my old card, will that work? Also, is it worth doing so?
 
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