Query regarding SBI Cashback Card application using the same mobile number

[moglibhai]

My friend wants to apply for an SBI Cashback Credit Card for his own use but on behalf of his brother, who is a government employee. he will be applying on his behalf by coordinating with him.

However, his brother does not want to use his own mobile number for the application because he is very busy and wants to avoid unwanted calls or missing verification calls.

My friend already holds an SBI simplysave credit card, which is registered on her mobile number.
He wants to know:

• Can he apply for an SBI Cashback Card for his brother using the same mobile number that is already registered with his existing SBI card?
• Will this create any issue, since one SBI card is already linked to that number?
• For context, my friend has already applied twice for the Cashback Card in his own name and got declined.
• Now he plans to apply using his brother’s details, but with his own mobile number for OTPs and verification calls.
• His brother already holds Sbi salary account.

Has anyone experienced a similar case or knows whether SBI allows this without any issues?
@SSV @Aniket Sharma @Vasuki

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[Odyssey]

My friend already holds an SBI simplysave credit card, which is registered on her mobile number.
He wants to know:

• Can he apply for an SBI Cashback Card for his brother using the same mobile number that is already registered with his existing SBI card?

IG, if you apply from same mob no already present in SimplySave cc from sprint, then your card may get instantly approved using 1₹ verification method.

• Will this create any issue, since one SBI card is already linked to that number?

No issues, you can have 2 different mob no in 2 sbi cards of same person. During verification call, they will ask whose number is this and who's this guy who applied previously. Answer correctly..

Has anyone experienced a similar case or knows whether SBI allows this without any issues?

Yupp, I had 3 different mob no in 3 SBI cards at a time. Simplyclick, BPCL, Paytm.

 

[Aniket Sharma]

My friend wants to apply for an SBI Cashback Credit Card for his own use but on behalf of his brother, who is a government employee. he will be applying on his behalf by coordinating with him.

However, his brother does not want to use his own mobile number for the application because he is very busy and wants to avoid unwanted calls or missing verification calls.

My friend already holds an SBI simplysave credit card, which is registered on her mobile number.
He wants to know:

• Can he apply for an SBI Cashback Card for his brother using the same mobile number that is already registered with his existing SBI card?
• Will this create any issue, since one SBI card is already linked to that number?
• For context, my friend has already applied twice for the Cashback Card in his own name and got declined.
• Now he plans to apply using his brother’s details, but with his own mobile number for OTPs and verification calls.
• His brother already holds Sbi salary account.

Has anyone experienced a similar case or knows whether SBI allows this without any issues?
@SSV @Aniket Sharma @Vasuki

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I would suggest to first change your mobile number from your card to his number and then apply with your number after approval change back from your previous card.

 

[moglibhai]

IG, if you apply from same mob no already present in SimplySave cc from sprint, then your card may get instantly approved using 1₹ verification method.

Kindly confirm me brother that in ₹1 verification method any further verification is done or not??

 

[moglibhai]

No issues, you can have 2 different mob no in 2 sbi cards of same person. During verification call, they will ask whose number is this and who's this guy who applied previously. Answer correctly..

In my friend case he already hold card but wants to apply for his brother on his same number, In ur case u r having multiple card with different mob number in all card

 

[moglibhai]

I would suggest to first change your mobile number from your card to his number and then apply with your number after approval change back from your previous card.

thanks ankiet bhai for ur opionion but dont want to change number, will applying on same number will create issue??

 

[Aniket Sharma]

thanks ankiet bhai for ur opionion but dont want to change number, will applying on same number will create issue??

Nowadays banks are acting weirdly in case of credit cards, so on the safer note i told as they will get his number on another sbi card that is fine and your number is new to sbi for a card and they will issue a card on his name, I had done this with my secondary mobile number

 

[✪ D&C Cards Connoisseur 💳]

My friend wants to apply for an SBI Cashback Credit Card for his own use but on behalf of his brother, who is a government employee. he will be applying on his behalf by coordinating with him.

However, his brother does not want to use his own mobile number for the application because he is very busy and wants to avoid unwanted calls or missing verification calls.

My friend already holds an SBI simplysave credit card, which is registered on her mobile number.
He wants to know:

• Can he apply for an SBI Cashback Card for his brother using the same mobile number that is already registered with his existing SBI card?
• Will this create any issue, since one SBI card is already linked to that number?
• For context, my friend has already applied twice for the Cashback Card in his own name and got declined.
• Now he plans to apply using his brother’s details, but with his own mobile number for OTPs and verification calls.
• His brother already holds Sbi salary account.

Has anyone experienced a similar case or knows whether SBI allows this without any issues?
@SSV @Aniket Sharma @Vasuki

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Let me try to answer your query. You told that you will be applying for your brother, so I assume you will use his PAN. Since you already have your own SBI CC mapped to your number, so your number is mapped with your PAN and aadhaar in SBI database. You will not be be able to apply with your no in this case.
My suggestion would be, during the application use your brother's mobile # and once you get the CC, change the no to yours.
Regarding 1rs test, that's termed as penny drop test. You just need to give any of your bank a/c # and 1 rs will be credited and debited from that a/c for verification. This is an alternative to vkyc and everytime you may not get that option of penny drop test.