Question | Best CC for online Spends of ₹30,000 to ₹50,000?

[SiddharthR]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

 

[Rahul Gupta]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

can you explain which kind of online transactions you do mostly? and you can have 3 sbi cards.

 

[vaibhav111vaibhav111 is verified member.]

the question is incomplete, you want LTF or paid will also work? online or offline. Rewards/Cashback which one you prefer

 

[SiddharthR]

can you explain which kind of online transactions you do mostly? and you can have 3 sbi cards.

Transactions like online shopping but not on e-commerce...
Won't get the card as both were pre-approved and no income proof available

 

[SiddharthR]

the question is incomplete, you want LTF or paid will also work? online or offline. Rewards/Cashback which one you prefer

Completely online and both LTF and Paid will work

 

[vaibhav111vaibhav111 is verified member.]

Completely online and both LTF and Paid will work

 

[TheMentalist]

AU Lit CC is LTF, u can buy features as per your usage

 

[SiddharthR]

AU Lit CC is LTF, u can buy features as per your usage

I was looking for the same

 

[SiddharthR]

Can we buy 10x reward points on online feature and 5 % cashback on online feature at the same time

 

[vaibhav111vaibhav111 is verified member.]

Can we buy 10x reward points on online feature and 5 % cashback on online feature at the same time

Obviously no

 

[TheTrickySid]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

HDFC Millennia can also be a great fit

 

[Rahul Gupta]

HDFC Millennia can also be a great fit

I was gonna suggest that but he said not for e-commerce transactions thats why i didn't mention.

 

[SiddharthR]

1. 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
2. ₹1,000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter

HDFC Millennia can also be a great fit

So just 2%

 

[Rahul92]

BOB Snapdeal / Eterna

I suggest apply for SBI cashback as your 3rd card. SBI just approves on basis of cibil. Hasn't asked for income documents from me ever even when I was ready to provide it for better limit 😜

 

[TheMentalist]

Can we buy 10x reward points on online feature and 5 % cashback on online feature at the same time

Obviously no

YES you can combine BOTH, while 10x is unlimited, 5% is limited to 500rs pm only
@rpawar0703 will also confirm the same

 

[rp0703]

Obviously no

YES you can combine BOTH, while 10x is unlimited, 5% is limited to 500rs pm only
@rpawar0703 will also confirm the same

yup, you'll get 10x points as well as transaction counted towards additional CB of 5%.

How 5% cashback be used? is it credited to statement?

 

[kkk]

YES you can combine BOTH, while 10x is unlimited, 5% is limited to 500rs pm only
@rpawar0703 will also confirm the same

Yes we can buy both. And it applies for 3 month.

 

[vaibhav111vaibhav111 is verified member.]

YES you can combine BOTH, while 10x is unlimited, 5% is limited to 500rs pm only
@rpawar0703 will also confirm the same

Which Card will let you do that?

 

[Mogul]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

SBI Cashback blocked me transaction of 22925 when trying to purchase from Whirlpool website and they are not sharing any reason for blocking it. in fact they say there is not initiation of transaction. But from where am i getting the OTP to complete the transaction?

so i doubt SBI Cashback card for bigger amount

 

[SiddharthR]

Which Card will let you do that?

AU LIT