Question | Best CC for online Spends of ₹30,000 to ₹50,000?

[SiddharthR]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

 

[TheMentalist]

Which Card will let you do that?

All cards do in a way, they give RP for every tnx in addition to milestone benefits

 

[TheMentalist]

SBI Cashback blocked me transaction of 22925 when trying to purchase from Whirlpool website and they are not sharing any reason for blocking it. in fact they say there is not initiation of transaction. But from where am i getting the OTP to complete the transaction?

so i doubt SBI Cashback card for bigger amount

It's automated blocking by their system flagging it as a suspicious/fraud tnx. All banks do that

 

[CMGCMG is verified member.]

Condition:
1. Except Cashback SBI (As I have already 2 SBI CC & won't get it)
2. With less eligibility criteria
3. For self-employed

I got SBI cashback card. Already had 2 SBI cards. Currently have Cashback, Simplyclick and BPCL.

 

[TheMentalist]

yup, you'll get 10x points as well as transaction counted towards additional CB of 5%.

How 5% cashback be used? is it credited to statement?

Yes it's credited in your next statement, but you can check the real-time progress in app as well

 

[Rahul92]

I'm getting pre approved offers for new cards.

Will there be a cibil hit if I choose one ?

Limit will be separate ?

 

[TheMentalist]

I'm getting pre approved offers for new cards.

Will there be a cibil hit if I choose one ?

Limit will be separate ?View attachment 7429

For SimplyClick, it's better to apply through cashback sites like Cashkaro etc. which give 1000-1500 cb for successful application

 

[Rahul92]

For SimplyClick, it's better to apply through cashback sites like Cashkaro etc. which give 1000-1500 cb for successful application

But , that will be considered as fresh application with cibil hit I guess.

 

[SiddharthR]

I got SBI cashback card. Already had 2 SBI cards. Currently have Cashback, Simplyclick and BPCL

BOB Snapdeal / Eterna

I suggest apply for SBI cashback as your 3rd card. SBI just approves on basis of cibil. Hasn't asked for income documents from me ever even when I was ready to provide it for better limit 😜

How did you apply that

 

[SiddharthR]

It's automated blocking by their system flagging it as a suspicious/fraud tnx. All banks do that

Not ALL but SBI does

 

[SiddharthR]

I'm getting pre approved offers for new cards.

Will there be a cibil hit if I choose one ?

Limit will be separate ?View attachment 7429

1. CIBIL Hit - Yes
2. Combined limit

 

[CMGCMG is verified member.]

How did you apply that

Via Sprint. Kyc. Rejected. Sent a mail for reconsideration. Kyc. Approved.

 

[TheMentalist]

Not ALL but SBI does

Icici bank calling to verify debit card transactions?

I have done transaction of 7k through my debit card. This is the first time I have saw any bank contacting customers to verify transaction over ivr.?

www.technofino.in

 

[Mogul]

It's automated blocking by their system flagging it as a suspicious/fraud tnx. All banks do that

so how do I do we the payment then?

 

[SiddharthR]

so how do I do we the payment then?

Call customer care or they call you just after blocking the transaction.