Can someone kindly tell me if RBL checks only TRANSUNION-CIBIL for their CC application or EXPERIAN / CRIF / EQUIFAX as well like HDFC, AXIS etc ?
Also, does RBL do a hard credit enquiry when applying for their second card ? I already have a NON CORE RBL with a decent limit but was looking to get one of their core cards ! CS told I have to do fresh application online & they have no option to issue me a second card over call. So will there be a hard enquiry in CIBIL / EXPERIAN when I apply for the second card ?