RBL Go account, subscription model with zero MAB

[rafzy]

Has anyone opened tyis account yet? Looks promising.

 

[Saiv]

You get 1500 worth vouchers. So effectively opening charges are 800 ish.
And in an yr if the transaction are 1.5lakhs or something renewal fee is waived.
Moreover its a 0 mab a/c woth unlimited free atm withdrawals. Y not see all the benefits guys

Who spends 1 lakh on atm cards if we all got credit cards

 

[dvader]

You get 1500 worth vouchers. So effectively opening charges are 800 ish.
And in an yr if the transaction are 1.5lakhs or something renewal fee is waived.
Moreover its a 0 mab a/c woth unlimited free atm withdrawals. Y not see all the benefits guys

Bhai kyu padi hui lakdi utha rhe. Teen chije life me kbi ni krne ka: bhagti hui train ni pakni hai, udta hua teer ni lena hai aur padi hui lakdi ni uthane ka.

These are not benefits, these are baits. They will bait and switch if they complete the target of this subscription model project. As many have mentioned, there are far better products with better value. You wanna pay a bank to spend money directly from your savings account?, read that slowly. With credit cards, it's a different story you are getting a 45-55 day interest-free loan.

And go through the forum. Yha RBL ki itti aukat ni hai ki jo promised reward points hain uske premium cards pe wo tak bina preshan kiye credit kar paye.

 

[0xfallup]

Bhai kyu padi hui lakdi utha rhe. Teen chije life me kbi ni krne ka: bhagti hui train ni pakni hai, udta hua teer ni lena hai aur padi hui lakdi ni uthane ka.

These are not benefits, these are baits. They will bait and switch if they complete the target of this subscription model project. As many have mentioned, there are far better products with better value. You wanna pay a bank to spend money directly from your savings account?, read that slowly. With credit cards, it's a different story you are getting a 45-55 day interest-free loan.

And go through the forum. Yha RBL ki itti aukat ni hai ki jo promised reward points hain uske premium cards pe wo tak bina preshan kiye credit kar paye.

Baba dvader ki jai 🙏

 

[romilq]

Anyone who thinks this is a good account variant to open should be dropped on their head. Ye post karne ka kasht hi nahi uthaana chahiye tha OP ko.

 

[0xfallup]

Anyone who thinks this is a good account variant to open should be dropped on their head. Ye post karne ka kasht hi nahi uthaana chahiye tha OP ko.

@rafzy sed lyf

 

[AritraSaha]

You get 1500 worth vouchers. So effectively opening charges are 800 ish.
And in an yr if the transaction are 1.5lakhs or something renewal fee is waived.
Moreover its a 0 mab a/c woth unlimited free atm withdrawals. Y not see all the benefits guys

This all benifits are free in indie account..

Plus 3%cb on some brands & fual..

Without any joining fee or amc..(50k ip though).

 

[AritraSaha]

Anyone who thinks this is a good account variant to open should be dropped on their head. Ye post karne ka kasht hi nahi uthaana chahiye tha OP ko.

They should have given edc or signature+ dc instead of this gu debit card..
🙂

 

[ksen13]

I was looking for a 0 mab account with no charges for cash transactions or neft or others. Also u limited cash withdrawal and i couldnt find any (except the big premium accounts that need lot of initial funding or mab). If u gappen to know one that has the above, pls let me know

This was an useless account rbl go account...aajkal ki zamana main EK NEW PRANI KA UTGHATAN HUWA HAIN... suscribtion based saving account.....I don't know why ek savings account ke liye subscription feees kyu dun???


Like in RBL if we choose this account then we can't take any signature debit card or other debit card with this account
There is an only option that we can take is go Debit card which is use less....and if I am not wrong then isme 1999 + gst Hain aur 1500 ka zo vouchers dega wo kisi kaam ka nahi hoga kyun ki usme Amazon k gift card nahi hoga then big basket ka nahi hoga ( I got to know from some where) .......

Same in axis infinity... although usme bhi thoda moda benefits hain ........per saal fees Dena padega...

Kya fayda suscribtion karke zero balance account karne ka ...isme indirectly banks ko fayda ho Raha Hain aur kuch nahi ......thos who are opening axis bank infinity account I don't know what they are thinking getting special benefits like credit cards and etc Jo ki nahi milega...axis is always a hopeless bank and it will remained hopeless....

 

[ksen13]

Who spends 1 lakh on atm cards if we all got credit cards

Itna spend karne ka kya fayda kuch reward wagera milega ?? Milega to nahi then??
Isse better rbl ka digital savings account open karwalo at least you have an option to either maintain 5000 or do a Rd or sip of 2000 to make it zero balance (Rd should be of minimum 6 months 2000×6 =12000 + interest rbl gives high interest on savings account, fd ,rd) Also free imps and also u can take signature+ Debit card ( although it is your option if u open digital savings account then it is not mandatory to take signature+ Debit card they will provide you free virtual Debit card)

 

[VasukiVasuki is verified member.]

ICICI has 10k MAB account which becomes zero balance if we choose 95k initial deposit option.

Axis has Liberty Account which is technically zero balance. Just go through this forum. You'll find out.

IndusInd has Indie Account which is zero balance after 50k initial funding.

There are much more options. These are just few suggestions. This RBL Go is nothing but a Marketing gimmick in the name of zero balance Account.

Wait what ? Icici 95k initial funding gets u zero amb ? Since when .

How does it happen ? Online account or offline account? Opening

 

[Chaitanya-a]

Wait what ? Icici 95k initial funding gets u zero amb ? Since when .

How does it happen ? Online account or offline account? Opening

Yes its regular 10k MAB account which can be converted to Zero MAB just by depositing 95k. To do that you've to follow these steps:

1) Continue opening 10k MAB account.
Go till VKYC option.

2) There you'll get option of 95k initial deposit to make this account zero MAB instead of maintaining 10k MAB.

3) Fund your account with 95k amount and you're good to go with zero MAB full fledged regular ICICI account. No restriction unlike Mine account.

This feature is only available on online 10k MAB Instasave account.

 

[romilq]

And only for new to bank customers right ?

Yes its regular 10k MAB account which can be converted to Zero MAB just by depositing 95k. To do that you've to follow these steps:

1) Continue opening 10k MAB account.
Go till VKYC option.

2) There you'll get option of 95k initial deposit to make this account zero MAB instead of maintaining 10k MAB.

3) Fund your account with 95k amount and you're good to go with zero MAB full fledged regular ICICI account. No restriction unlike Mine account.

This feature is only available on online 10k MAB Instasave account.

 

[Sahilhenzy]

Yes its regular 10k MAB account which can be converted to Zero MAB just by depositing 95k. To do that you've to follow these steps:

1) Continue opening 10k MAB account.
Go till VKYC option.

2) There you'll get option of 95k initial deposit to make this account zero MAB instead of maintaining 10k MAB.

3) Fund your account with 95k amount and you're good to go with zero MAB full fledged regular ICICI account. No restriction unlike Mine account.

This feature is only available on online 10k MAB Instasave account.

I tried but after allowing the location it said to visit branch they not even asked for any details like mob no, email nothing. Probably of Server maintenance? Or recently they have setup a new branch at our location?

 

[alpha2betaa]

With RBL Go account, can we apply for Signature or Enterprise DC's?

 

[ashakantasharma]

Kotak 811 is much better 🙂