RBL Preferred Banking

[Chaitanya-a]

Has anyone tried RBL's Signature or Aspire bank account? Both have zero Non-maintenance charges. What is your experience? Do they downgrade and then charge if MAB not maintained?

 

[Rahul Gupta]

+1

 

[karankayastha]

+1

 

[Paritosh]

I opened signature account recently. The executive told that there is no restriction.

Also I read following term in their schedule of benefits document:
Non Maintenance Charges are not applicable for Signature Banking accounts only till the time the customer is part of Signature Banking

 

[Chaitanya-a]

I opened signature account recently. The executive told that there is no restriction.

Also I read following term in their schedule of benefits document:
Non Maintenance Charges are not applicable for Signature Banking accounts only till the time the customer is part of Signature Banking

Do they downgrade?

 

[Paritosh]

Do they downgrade?

I forgot to ask this Let me check

 

[Chaitanya-a]

@pprakash11 @satviksehgal @Karvanna @Copycat
If you've any idea about this, please tell us.

 

[Karvanna]

@pprakash11 @satviksehgal @Karvanna @Copycat
If you've any idea about this, please tell us.

If You Dont Maintain the TRV 2 Lakhs For 6 Months Continuosly You Will Be Withdrawn From Signature Banking
You Will Be Intimated Before Via SMS Mail

 

[Paritosh]

Document link Schedule of benefits document

 

[Chaitanya-a]

Document link Schedule of benefits document

Not so lucrative as compared to IDFC Select at the same MAB conditions.

 

[Paritosh]

Not so lucrative as compared to IDFC Select at the same MAB conditions.

Please share details. I recently opened RBL account. I want to know difference.

 

[pprakash11]

@pprakash11 @satviksehgal @Karvanna @Copycat
If you've any idea about this, please tell us.

They intimate well before strictly charging MAB non-maintenance charges, I don't know about Signature Banking about the downgrade.
But for me once they mailed my MAB for Advantage SB A/C to maintain MAB, before deducting.

 

[Paritosh]

RBL signature seems like regular account. The welcome kit I received was covered in paper pouch. No instructions about mobile app or web sign up.

No offers whatsoever. No CC offer.

Default signature debit card is also regular. No cashback offers on card. Nothing.

 

[Chaitanya-a]

RBL signature seems like regular account. The welcome kit I received was covered in paper pouch. No instructions about mobile app or web sign up.

No offers whatsoever. No CC offer.

Default signature debit card is also regular. No cashback offers on card. Nothing.

Every bank has cut down the cost of premium banking programs. Even IDFC select and wealth accounts kit comes in plastic packaging.

 

[pprakash11]

RBL signature seems like regular account. The welcome kit I received was covered in paper pouch. No instructions about mobile app or web sign up.

No offers whatsoever. No CC offer.

Default signature debit card is also regular. No cashback offers on card. Nothing.

Is your DC also RBL Signature+ ?

 

[pprakash11]

Every bank has cut down the cost of premium banking programs. Even IDFC select and wealth accounts kit comes in plastic packaging.

I have IDFC 25K maintenance A/C, how to upgrade ?

 

[Chaitanya-a]

I have IDFC 25K maintenance A/C, how to upgrade ?

Ask your branch person to do it manually. He'll ask you to load ₹3L to ₹5L and then place the request for account upgrade.

Automatic invitation takes some time so your money would get stuck. Hence suggesting manual process.

 

[pprakash11]

Ask your branch person to do it manually. He'll ask you to load ₹3L to ₹5L and then place the request for account upgrade.

Automatic invitation takes some time so your money would get stuck. Hence suggesting manual process.

Thanks!!

Can you tell me the MAB criteria or any other important point for IDFC Select A/C ? Any link or so?

 

[Chaitanya-a]

Thanks!!

Can you tell me the MAB criteria or any other important point for IDFC Select A/C ? Any link or so?

MAB is 3L but haven't seen them downgrading even if we keep low balance. They don't have any non-maintenance charges.

 

[Chaitanya-a]

Thanks!!

Can you tell me the MAB criteria or any other important point for IDFC Select A/C ? Any link or so?

Privilege Banking Programs Terms and conditions | IDFC FIRST Bank

Privilege Banking Programs Terms and conditions

www.idfcfirstbank.com

They don't have select specific T&C link.