• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Received fraud call from Indusind Credit Card Department for Limit increase and for another card application

Huge fraud in Credit limit increase and upgrade request New

Z_S

TF Select
⚠️ Beware of New Credit Card Fraud! ⚠️

Fraudsters are posing as representatives from IndusInd Bank's credit card team to scam people.

I recently received a call from a regular mobile number. The caller introduced himself as a manager from IndusInd Bank's credit card department. He confirmed my mother’s name and then asked if I was facing any issues using my IndusInd Legend Card. When I said no, he offered to increase my credit limit as part of a "pre-approved offer" and mentioned that I would receive a confirmation call from their backend team.

Since I am aware that banks only call from official recorded lines, I immediately suspected fraud. I played along and even asked for an IndusInd EazyDiner Signature card as a lifetime free offer to test them further 🤣 and also asked i want pioneer legacy also so he started to explain me sir main to apply kardu but aapke cibil pe affect hoga aur phir problem hogi ashe was not aware we are more active than him🤣

Within five minutes, I received another call from a different person, speaking very politely. He tried to convince me again and then sent me an APK file via WhatsApp, asking me to install it to process my credit limit increase,and after that for testing asked to say my address as very well aware that bank knows our address but these person said "Sir vo ye app install karoge na to appko address miljaega"then this confirmed that it was a scam.

When I confronted him and told him I would report the numbers and recordings to the police, he started abusing me and threatening me, saying I would "face consequences" for exposing him. As soon as I mentioned that I was sitting with the police commissioner, he hung up the call.

I am attaching the number from which i have received the calls and whatsapp message

🔹 Warning to everyone:
  • Please dont pick up these type of calls from banks. Banks only call from official recorded numbers.
  • Never install unknown APK files or apps sent via WhatsApp.
  • Its request that please dont fall for just a sake of card upgrade,as seen many people to fall in this trap!!
Thank god!! my mother mobile was with me and because of TF community knowledge aware of such things otherwise it would be a huge los!! as when i asked him at why you loot people like this,he says "tu bakra nai bana to kya tere jese 1000 aur hai"

If anyone also faces this type of fraud then it would be great if you share here,so most people will be aware of it and Dont fall in such type of traps.
 

Attachments

  • WhatsApp Image 2025-03-18 at 5.18.30 PM (2).webp
    WhatsApp Image 2025-03-18 at 5.18.30 PM (2).webp
    67.9 KB · Views: 18
  • WhatsApp Image 2025-03-18 at 5.18.30 PM (1).webp
    WhatsApp Image 2025-03-18 at 5.18.30 PM (1).webp
    34.1 KB · Views: 18
  • WhatsApp Image 2025-03-18 at 5.18.30 PM.webp
    WhatsApp Image 2025-03-18 at 5.18.30 PM.webp
    33.3 KB · Views: 18
Last edited:
I have one thumb rule. Never pickup calls from unknown numbers ever. Just miss that call. Check that number from truecaller bit truecaller shouldn't be registered with your primary number. Use it with say outlook account on website.

1. I never share my primary mobile number with aynone which is registered with bank. Even relatives have a different number.

2. Don't share your primary mobile number over Internet ever.

3. Your email ID should not be shared anywhere. Have a fake one for all trial jobs like applying a card.

4. Always use genuine websites of banks for CC.

In last 15 years I have never encountered a spam calls on my number just because I never publicized it.

When you purchase a mobile number, use DoT website to know which new series is allotted https://dot.gov.in/access-services/allotment-msc-codes

92/93 were used by Tata and Reliance. So most of it are getting reissued. Avoid such series. The Series starting with 6 and 7 are fresh ones i.e issued in last 5 years.

Delivery kind of things should have your primary number. On Amazon never order from UPI linked account. Also have UPI purpose account in a SFB rather. Stop UPI linkages with Delivery App (Shopping/Food)

Dhayan se chaloge aur satarak hoke toh life mein tumhe pagal koi ni bana sakega. Alert mode 24 hrs on rakho. Mushkil hai par naa mumkin nahi.
 
Last edited:
Back
Top