Relation between EMI's & Frequent LE offers

[arn]

Can anyone confirm me if there is any such condition that if we avail EMI facility on card then the LE offers are not frequent on that card ?
or if anyone else felt similar ?

 

[zaid_2913]

+1

 

[Ram1]

As far as I saw members experiences, banks likes to give LEs to people who are having EMIs

 

[ankushanup1]

this is like credit limit to leverage ratio
like if you have too high credit limit certain banks think you have high exposure so dont give cards or le.... so having couple of emi doesn't affect in fact it helps to gain LE but beyond a point too many emis does the opposite....

there are many disadvantages of emi also like the most imp is debt trap
second is blocked limit upto the next upcoming emi (especially when credit limit is low)
Third is card closure /upgrade/Le arent given untill your emi is closed