Reliability of Mobikwik wallet for regular usage

[nilan]

Hi All
Looking for a wallet for my MRCC and Gold charge monthly milestones. Paytm wallet is not accepting any new customers and PhonePe doesn’t accept Amex. Remaining option is Mobikwik. Have heard negative feedback for Mobikwik wallet failures during regular usage. Would like to know community feedback on Mobikwik

Thanks

 

[Tejo]

Hi All
Looking for a wallet for my MRCC and Gold charge monthly milestones. Paytm wallet is not accepting any new customers and PhonePe doesn’t accept Amex. Remaining option is Mobikwik. Have heard negative feedback for Mobikwik wallet failures during regular usage. Would like to know community feedback on Mobikwik

Thanks

If payment failed, the convinience fee won't be refund .... while paying cc bill via cc to avoid higher wallet transfer charges.

The wallet charges are upto 2%(one time only) - 3.5% + gst.

I think phonepe don't have wallet reload mcc, it's telecom or utility mcc only.

 

[saurabhduasd]

Hi All
Looking for a wallet for my MRCC and Gold charge monthly milestones. Paytm wallet is not accepting any new customers and PhonePe doesn’t accept Amex. Remaining option is Mobikwik. Have heard negative feedback for Mobikwik wallet failures during regular usage. Would like to know community feedback on Mobikwik

Thanks

Phonepe does accepts my amex MRCC card for wallet reload every month, maybe it's selective, you can try to get MRCC card replaced by marking as lost and try with new card number

Mobikwik reliability I never found any issue and no charges till 2500 per month to reload via credit card but phonepe has wider acceptance

 

[Tejo]

Mobikwik reliability I never found any issue and no charges till 2500 per month to reload via credit card but phonepe has wider acceptance

Add 3k via visa or mc, do wallet to bank transfer, the charges thereafter will be waived off.

The 2500 limit restriction will be waived off.

 

[Tejo]

Phonepe does accepts my amex MRCC card for wallet reload every month, maybe it's selective, you can try to get MRCC card replaced by marking as lost and try with new card number

Mobikwik reliability I never found any issue and no charges till 2500 per month to reload via credit card but phonepe has wider acceptance

Does in phonepe, are you getting wallet reload mcc or telecom ?

 

[Tejo]

PhonePe doesn’t accept Amex.

Once do a payment using phonepe wallet with your amex card via pg's like payu, easebuzz, cashfree which have wallet option.

Pay with rewards, snapay have wallet options.

Thereafter phonepe might allow your amex card

Else follow @saurabhduasd words.

 

[nilan]

Once do a payment using phonepe wallet with your amex card via pg's like payu, easebuzz, cashfree which have wallet option.

Pay with rewards, snapay have wallet options.

Thereafter phonepe might allow your amex card

Else follow @saurabhduasd words.

Can you guide me how to do the above . Thanks

 

[Deleted member 11974]

Add 3k via visa or mc, do wallet to bank transfer, the charges thereafter will be waived off.

The 2500 limit restriction will be waived off.

But on the first 3k wallet to bank charges will be levied right ?

 

[D₹V]

Add 3k via visa or mc, do wallet to bank transfer, the charges thereafter will be waived off.

The 2500 limit restriction will be waived off.

After 3k, no charges will be taken???

 

[Tejo]

But on the first 3k wallet to bank charges will be levied right ?

Yeah

After 3k, no charges will be taken???

It'd mobi, I can't guarantee.

For me worked, several tf users tried and achieved milestone.

Remove amex cards if any, Just add 2500 with debit card and add 500 with cc/pc visa/mc variant then do wallet to bank transfer. 99.9% success.

 

[Tejo]

Can you guide me how to do the above . Thanks

Search snapay in playstore.

"Pay with rewards" is a payment powered by zillion formerly payback. Jio's Netmeds, jiomart have that option.

If you select pay with rewards thereafter it will redirect to " twidpay pg" which mobi, phonepe wallet options + cards option.

 

[D₹V]

Yeah

It'd mobi, I can't guarantee.

For me worked, several tf users tried and achieved milestone.

Remove amex cards if any, Just add 2500 with debit card and add 500 with cc/pc visa/mc variant then do wallet to bank transfer. 99.9% success.

Meaning C2B free?

 

[Tejo]

Meaning C2B free?

No wallet reloading charges trick for mobikwik.

Few users are getting charges on reloading, charges after 2500 reload in a month.

As usually need to pay fees on wallet to bank transfer.

 

[Sanjeet]

Loaded Mobikwik with visa/mc credit card for 2500 - no charges. Then loaded again for 500 using same cc - mobikwik took charges. Then did wallet to bank transfer - mobikwik took charges. Now trying to reload more in wallet using credit card - it is again asking for charges. What am I doing wrong?

 

[Tejo]

Loaded Mobikwik with visa/mc credit card for 2500 - no charges. Then loaded again for 500 using same cc - mobikwik took charges. Then did wallet to bank transfer - mobikwik took charges. Now trying to reload more in wallet using credit card - it is again asking for charges. What am I doing wrong?

Once add 3000 with debit card and do wallet to bank transfer.

Don't use wallet upi via credit card option.

If it doesn't works, you are unfortunate.

 

[sm9811911]

Yeah

It'd mobi, I can't guarantee.

For me worked, several tf users tried and achieved milestone.

Remove amex cards if any, Just add 2500 with debit card and add 500 with cc/pc visa/mc variant then do wallet to bank transfer. 99.9% success.

Add 3k via visa or mc, do wallet to bank transfer, the charges thereafter will be waived off.

The 2500 limit restriction will be waived off.

Worked for me. Loaded 1.5k twice from amex. Was charged 12.5Rs second time. Thereafter, no charges on loading, tried 1.5k twice again.
But was charged 1% +gst for wallet to bank(w2b) for first transaction 3k. Then was getting charged 3.5% + gst, so did not do it again.

 

[Tejo]

Worked for me. Loaded 1.5k twice from amex. Was charged 12.5Rs second time. Thereafter, no charges on loading, tried 1.5k twice again.
But was charged 1% +gst for wallet to bank(w2b) for first transaction 3k. Then was getting charged 3.5% + gst, so did not do it again.

Every month mobikwik will renew wallet to bank transfer charges to 1% or 2% ... but it's 4 first transaction of the month.

 

[Deleted member 11974]

first tarnsaction is alwasy 1%
then 2%
then 3.5

 

[Tejo]

first tarnsaction is alwasy 1%
then 2%
then 3.5

First time* user

Still now I didn't got 1% off back

 

[Deleted member 11974]

First time* user

Still now I didn't got 1% off back

oh