Reserve Vs Magnus

[sam609619]

Hi I have Magnus ,
Me and my wife both have Vistara Gold , we travel couple of times a year and like all the luxuries and services .
Our avg spend to gethr yearly is more than 20 Lakhs ,
I hit magnus 1 lakh milestone each month - mostly using travel edge or gyftr vouchers so now I dont find vistara infinite card so usefull for business class tickets as I get lot of points on magnus that I can buy those tickets .

Need help from all seniors
Which card should I spend what amount , shall I get Magnus on my wives name or reserve on mine or shall I do both .
Please also help me on spending strategy . I read trifecta post but it got me more confused .
Reserve fees shouldnt be an issue for me coz I will get 40000 travel edge points 2 nites in novotel
Meet n greet and luxury airport trnsfr which I will happily use .

I have a quiestion that spends above one lakh aftr hitting the target which card should be used .

Do we get reward points for Society Maintnce payment on Magnus or Reserve .

 

[phagocyte536]

Post 1L - I feel Infinia and Reserve have good value. Infinia Gyftr vouchers of Amazon/FK/BB give 16.67 return and the points are very easily redeemable for your travels. But if you do more POS swipes/ non Amazon/FK/BB - maybe reserve will suit you.. as you get 6% miles reward as opposed to infinia 3.33%

Infinia has golf instead of airport transfer of reserve. That kind of evens out, but what will be useful is your call

 

[Nubar]

Go for 2nd Magnus. If you can hit monthly milestone 4-6 times a year on this, it'll trump Reserve purely on the basis on return %.

 

[CC_Fire]

Agree with Nubar, 2nd Magnus will have the best return if you can hit the milestone a few times a year. Plus you get 2x the number of meet and greets etc.

 

[sam609619]

M

Go for 2nd Magnus. If you can hit monthly milestone 4-6 times a year on this, it'll trump Reserve purely on the basis on return %.

Makes Sense

 

[caabhi]

Hi I have Magnus ,
Me and my wife both have Vistara Gold , we travel couple of times a year and like all the luxuries and services .
Our avg spend to gethr yearly is more than 20 Lakhs ,
I hit magnus 1 lakh milestone each month - mostly using travel edge or gyftr vouchers so now I dont find vistara infinite card so usefull for business class tickets as I get lot of points on magnus that I can buy those tickets .

Need help from all seniors
Which card should I spend what amount , shall I get Magnus on my wives name or reserve on mine or shall I do both .
Please also help me on spending strategy . I read trifecta post but it got me more confused .
Reserve fees shouldnt be an issue for me coz I will get 40000 travel edge points 2 nites in novotel
Meet n greet and luxury airport trnsfr which I will happily use .

I have a quiestion that spends above one lakh aftr hitting the target which card should be used .

Do we get reward points for Society Maintnce payment on Magnus or Reserve .

Spends above one lakh- you can do on reserve, alternatively if your spends are about 2 lakhs then in such case you can think of getting two magnus cards
Reserve card shines in case of the forex spends, its markup of 1.5%+GST and the 2x reward points on forex spends are key proposition.

Take an informed opinion basis your use case!

 

[manzb]

Considering two of you are there, and one has a magnus, the second one can still be a magnus unless you have huge amount being spent in foreign currency. If good amount of spend are in foreign currency then reserve.

 

[sam609619]

Considering two of you are there, and one has a magnus, the second one can still be a magnus unless you have huge amount being spent in foreign currency. If good amount of spend are in foreign currency then reserve.

Not much in foreign currency ,