Review of Fi Money Debit Card? Credit Card vs Debit Card for international payments?

[mukundstud]

I have recently opened a new savings account in Fi Money, and received its debit card a few days back. I have tested it on Epic games, Namecheap(transacted through Paypal), Oracle Cloud and so far, its working fine. I am really liking its 0 Forex Markup clause. It is the very reason which made me open a savings account in a Neo Bank. I just wanted to hear the experiences of anyone in this forum who has used Fi Debit card in his/her international trips. Were there any incidences where Fi Debit card did not work but any another Credit/Debit/Prepaid/Forex card worked? It is OK if I do not try for a 0 Forex markup Credit Card, and just use this debit card for every international transactions/trips?

 

[ashwinkashwink is verified member.]

I have recently opened a new savings account in Fi Money, and received its debit card a few days back. I have tested it on Epic games, Namecheap, Oracle Cloud and so far, its working fine. I am really liking its 0 Forex Markup clause. It is the very reason which made me open a savings account in a Neo Bank. I just wanted to hear the experiences of anyone in this forum who has used Fi Debit card in his/her international trips. Were there any incidences where Fi Debit card did not work but any another Credit/Debit/Prepaid/Forex card worked? It is OK if I do not try for a 0 Forex markup Credit Card, and just use this debit card for every international transactions/trips?

Yep fi card works better smoothly on international transactions as well

 

[Batmanbaba]

fi and jupiter currently give 10% upto 100 off on any purchase on flipkart..... Using flipkart supercoins....

 

[mukundstud]

fi and jupiter currently give 10% upto 100 off on any purchase on flipkart..... Using flipkart supercoins....

Good offer. But I actually use my Supercoins to avail various OTT subscriptions for Free/Low Price. Moreover, HDFC Millennia is giving me 10% value back on Flipkart and Amazon Purchases when ordering though Smartbuy. So I am not using my Fi card on Flipkart right now.

 

[007007 is verified member.]

Good offer. But I actually use my Supercoins to avail various OTT subscriptions for Free/Low Price. Moreover, HDFC Millennia is giving me 10% value back on Flipkart and Amazon Purchases when ordering though Smartbuy. So I am not using my Fi card on Flipkart right now.

10%, how? 👀
I believe it should be 6% (5% Smartbuy and 1% from Millenia CC).

 

[mukundstud]

10%, how? 👀
I believe it should be 6% (5% Smartbuy and 1% from Millenia CC).

Even I thought this was the case as it is clearly written in TnC of HDFC Millennia that Smartbuy transactions will accrue only 1% cash points. But someone claimed in the TechnoFino community that he was getting 10% value back for SmartBuy transactions on Millennia Credit Card. So I made a transaction of Amazon through Smartbuy, and indeed, I got 10% value back. I got 5% cashback in my statement, within 3-4 days of doing that transaction. Later, I got 5% cash points in the month following the date of that transaction. I verified this by calculating the cash points that I should get on various transactions done in a month, and verifying it with the actual cash points accrued in the following month.

 

[007007 is verified member.]

W

Even I thought this was the case as it is clearly written in TnC of HDFC Millennia that Smartbuy transactions will accrue only 1% cash points. But someone claimed in the TechnoFino community that he was getting 10% value back for SmartBuy transactions on Millennia Credit Card. So I made a transaction of Amazon through Smartbuy, and indeed, I got 10% value back. I got 5% cashback in my statement, within 3-4 days of doing that transaction. Later, I got 5% cash points in the month following the date of that transaction. I verified this by calculating the cash points that I should get on various transactions done in a month, and verifying it with the actual cash points accrued in the following month.

Wow! 😳 That's great. I though otherwise!

 

[TheTrickySid]

fi and jupiter currently give 10% upto 100 off on any purchase on flipkart..... Using flipkart supercoins....

Specific benefits of fi and Jupiter??

 

[Batmanbaba]

Specific benefits of fi and Jupiter??

Yes currently working on jupiter, fi and postpe cards... Even grocery is eligible for this offer