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Paaji so jaao, ek peg lagake🥂Hi. I had SBI BPCL card with 2.46 lakh limit, I closed the card, but the account is still showing in SBI Card app as I have another Prime card. Is there a way I can revive this account and get a new card as limit for Prime Card is very less (64000) ?
Exactly, it doesn't look possible, but my friend and I had a really good recent experience with the SBI Nodal Officer, so if he's lucky, he may get it.BTW, normally to nhi ho skta.
Paaji so jaao, ek peg lagake🥂
Good experience in what ?? Re-instating closed cc or something else. Pls elaborate moreExactly, it doesn't look possible, but my friend and I had a really good recent experience with the SBI Nodal Officer, so if he's lucky, he may get it.
They have refunded a charges of 6K with a single email.Good experience in what ?? Re-instating closed cc or something else. Pls elaborate more
Curious to know how someone can happy from SBI NO/PNO 🤔
6k charges were for?They have refunded a charges of 6K with a single email.
My friend, who was unaware of credit cards, got scammed by an SBI agent. She gave him an SBI Prime Credit Card, telling him it was a lifetime free card and would not incur any charges, which he accepted.6k charges were for?
Guess he was really lucky, I was also scammed by an agent for Pulse. Had to fight a lot for FYF.My friend, who was unaware of credit cards, got scammed by an SBI agent. She gave him an SBI Prime Credit Card, telling him it was a lifetime free card and would not incur any charges, which he accepted.
He never used that card, but after 3 months, his SBI bank account got debited for around 6K rupees, which included a joining fee, late payment fee, payment disowned fee, interest on late payment, and GST on all charges.
I wrote a single email on his behalf to the SBI Nodal Officer, and everything got refunded without missing a single penny.
Similarly, my brother's SBI Cashback Card's recent statement showed two 12K transactions, but he actually did only one, and the other one was a duplicate (possibly due to a server glitch). I emailed the SBI Nodal Officer, and they replied that it's refunded.They have refunded a charges of 6K with a single email.
Maybe it happened because he didn't do a single transaction on his card.Guess he was really lucky, I was also scammed by an agent for Pulse. Had to fight a lot for FYF.
Quite possible, I think I had made a small transactionMaybe it happened because he didn't do a single transaction on his card.
What happened later to that Prime card ? Closed or FYF or LTF or still activeMy friend, who was unaware of credit cards, got scammed by an SBI agent. She gave him an SBI Prime Credit Card, telling him it was a lifetime free card and would not incur any charges, which he accepted.
He never used that card, but after 3 months, his SBI bank account got debited for around 6K rupees, which included a joining fee, late payment fee, payment disowned fee, interest on late payment, and GST on all charges.
I wrote a single email on his behalf to the SBI Nodal Officer, and everything got refunded without missing a single penny.
My email was to close the card by refunding all the charges. It was his first experience with credit cards, and due to this incident, his trust went to ZERO. He'll never have any credit card again i believe.What happened later to that Prime card ? Closed or FYF or LTF or still active
Before closing, you should ask for the limit shift between these two cardsHi. I had SBI BPCL card with 2.46 lakh limit, I closed the card, but the account is still showing in SBI Card app as I have another Prime card. Is there a way I can revive this account and get a new card as limit for Prime Card is very less (64000) ?
Recently they've not been allowing to reactive account. Even Nodal officer told its not possible to reopen closed account.Before closing, you should ask for the limit shift between these two cards
Your total limit should be 2.46+.64
You still have a leverage of 3lakh in there system. you may ask for the limit extension upto this amount.but they may or may not provide.
From there system in some months (not within 3 months atleast), Sbi already do this by providing you limit extension in some amount but in stages one by one.
you can reactivate within 3 months of reactivation, othwerwise fresh application if 3 months exceeded. Its already mention in there FAQ
I already do this with my closed card in Jan, 2024,
Reactivate in Feb, 2024 when I change my mind to close the yesbank 5 year old card who provides nothing instead of sbi
OTP to request for Re-activation of your Credit Card ending XXXXXX is XXXXXX. OTP is valid for one attempt or 10 mins only. Do not share it with anyone - SBI Card