Road to Axis Magnus - How to? (2nd best card?)

[sheru]

Currently i hold Axis Ace ♠️ and FK Axis. Both paid.

I hold FK Axis since it's launch and have used it well in past. But from the day I got ACE i have hardly used it.
So I'm now thinking of closing FK Axis as I don't shop from FK anymore. Also in case needed i have SBI CB for that purpose.
I will keep using ACE.

My target is Magnus 🎯. But i would like to take it step by step as I don't have such high spends right now.

So which AXIS card is suitable for spends in range of 5lacs/yr, has good ER structure, milestone & lounge benefits and will be helpful in getting Magnus in future?

Atlas? Select? Privilege? Or any other?

PS - Currently i hold Regalia, Tata Neu ♾️, ICICI Apay and Legend to name a few.

TIA

 

[sheru]

@TechnoFino @Abhishek012 @Wealth is my birth right! @bugmenot @ltf4ever @Shrinit Padwal @vaibhav111 @Life_style @pprakash11 @saucy

 

[WhoU]

Depends on your limit bro. If you have an Axis card with 3L limit, you can upgrade it to Magnus. No need of any intermediate card.

 

[sheru]

Depends on your limit bro. If you have an Axis card with 3L limit, you can upgrade it to Magnus. No need of any intermediate card.

1.25L currently shared among FK and ACE
And there has been no recent LE as well

 

[WhoU]

1.25L currently shared among FK and ACE

Then ask for a LE on any card and you’d be eligible for magnus.

 

[Rahul Gupta]

1.25L currently shared among FK and ACE
And there has been no recent LE as well

If you have 3 lakh limit on any other bank cc then you can apply c2c as well.

 

[Banking101]

If you have 3 lakh limit on any other bank cc then you can apply c2c as well.

I think to apply on c2c, other bank card limit should be 4lakh

 

[sheru]

If you have 3 lakh limit on any other bank cc then you can apply c2c as well.

I have 3L on Regalia so yeah can get Magnus that way.

But I'm not that high spender. Don't think can cross 1l/month. Is it still worth it?

 

[vn_1]

I have 3L on Regalia so yeah can get Magnus that way.

But I'm not that high spender. Don't think can cross 1l/month. Is it still worth it?

How much per annum? Anyway, you will be getting 10K Tatacliq voucher for annual fee..so in effect card is free[ except for the gst].

 

[Banking101]

How much per annum? Anyway, you will be getting 10K Tatacliq voucher for annual fee..so in effect card is free[ except for the gst].

+1800 gst on annual fee so its not free

 

[WhoU]

I have 3L on Regalia so yeah can get Magnus that way.

But I'm not that high spender. Don't think can cross 1l/month. Is it still worth it?

How many months can you cross it? Even if 3 a year, then go for it. Else forget about it.

 

[vn_1]

+1800 gst on annual fee so its not free

Mentioned that.

 

[sheru]

How much per annum? Anyway, you will be getting 10K Tatacliq voucher for annual fee..so in effect card is free[ except for the gst].

Roughly 50k/month. So in all 5-6L/yr.

How many months can you cross it? Even if 3 a year, then go for it. Else forget about it.

I can cross 1L (in genuine spends) may be in 2 months when insurance premiums are due.

What are other options if not Magnus?

 

[sheru]

I think to apply on c2c, other bank card limit should be 4lakh

I have 4L+ limit on ICICI Apay card. But not sure if they'll give C2C on that.

 

[Arun Pratheep]

I have 4L+ limit on ICICI Apay card. But not sure if they'll give C2C on that.

They will give. I got Magnus based on APay

 

[Banking101]

I have 4L+ limit on ICICI Apay card. But not sure if they'll give C2C on that.

By showing my icici platinum card with a 4.6 lakh limit, I got the magnus card. It took only a week for my magnus application to be approved. I'm not sure if the icici amazon pay card works, but you might want to give it a shot."

 

[vn_1]

They will give. I got Magnus based on APay

via offline branch or through agent here on Technofino?

 

[vn_1]

By showing my icici platinum card with a 4.6 lakh limit, I got the magnus card. It took only a week for my magnus application to be approved. I'm not sure if the icici amazon pay card works, but you might want to give it a shot."

via offline branch or through agent here on Technofino?

 

[Arun Pratheep]

via offline branch or through agent here on Technofino?

Contacted @Alwàys_Bélîevé_Yøursélf🎯 . He arranged an agent for offline document pickup.

 

[Banking101]

via offline branch or through agent here on Technofino?

I applied online. I told them I wanted it on c2c basis and they sent someone to verify my kyc and collect my card statement.