I’m sharing my RuPay Platinum Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], card type as well as how I opened these accounts.
RuPay Platinum Debit Card Features & Benefits:
20% up to 100 off monthly on mobile recharges/utility bill payments on Amazon (only on Fridays).
If you have mobile recharge on Airtel, VI, or Jio then this is the best debit card to get 20% up to 100 off per month
Also, if your LPG, GAS, Water, Electricity, Broadband, DTH, etc bill every month under 2k then this is the best debit card (above 2k, you can use an SBI Cashback credit card, or above 1k bill, Axis Airtel Credit Card is best)
2nd offer - 20% up to 100 off per month on Swiggy per month (only on Fridays). Coupon code: RUPAY100
Note - You can use multiple RuPay Platinum DCs on the same Amazon account.
I have 8 RPDCs from 5 banks.
This is the cheapest possible way to get RPDCs.
This could be useful for anyone planning to acquire RuPay Platinum Debit Cards in 2025 from different banks.
BOB: Blue one that came by default with the account, Virtual RPDC, EMT & Bharat Petroleum.
Other Banks that provide RPDCs:
ICICI: With any account variant, Issuance Fees 0, AMC 236.
Update(09/02/2025): Added IDFC Firstap RPDC with 99+GST One Time Fee.
Disclaimer: These cards may not be suitable for everyone or justify the annual fees based on individual usage and preferences.
Everyone is invited to share their Rupay Platinum Debit Card portfolio. Let’s collaborate and create a comprehensive wiki post listing all Rupay Platinum cards in a single thread.
All the annual and quarterly benefits of RSDC and EMT Rupay Platinum DC are renewed. Start claiming it.
List of Banks with Card Name
Rupay Select Benefits
Rupay Platinum Benefits
RSDC Benefits vs RPDC Benefits: Benefits may vary depending on the issuing bank.
List of other Rupay Select Credit Cards
Update: All Rupay DCs now have spend-based Lounge Access. A minimum spend of 10K is required for 1 Lounge Access.
RuPay Platinum Debit Card Features & Benefits:
20% up to 100 off monthly on mobile recharges/utility bill payments on Amazon (only on Fridays).
If you have mobile recharge on Airtel, VI, or Jio then this is the best debit card to get 20% up to 100 off per month
Also, if your LPG, GAS, Water, Electricity, Broadband, DTH, etc bill every month under 2k then this is the best debit card (above 2k, you can use an SBI Cashback credit card, or above 1k bill, Axis Airtel Credit Card is best)
2nd offer - 20% up to 100 off per month on Swiggy per month (only on Fridays). Coupon code: RUPAY100
Note - You can use multiple RuPay Platinum DCs on the same Amazon account.
I have 8 RPDCs from 5 banks.
This is the cheapest possible way to get RPDCs.
This could be useful for anyone planning to acquire RuPay Platinum Debit Cards in 2025 from different banks.
BOB: Blue one that came by default with the account, Virtual RPDC, EMT & Bharat Petroleum.
Other Banks that provide RPDCs:
ICICI: With any account variant, Issuance Fees 0, AMC 236.
Update(09/02/2025): Added IDFC Firstap RPDC with 99+GST One Time Fee.
Disclaimer: These cards may not be suitable for everyone or justify the annual fees based on individual usage and preferences.
Everyone is invited to share their Rupay Platinum Debit Card portfolio. Let’s collaborate and create a comprehensive wiki post listing all Rupay Platinum cards in a single thread.
All the annual and quarterly benefits of RSDC and EMT Rupay Platinum DC are renewed. Start claiming it.
List of Banks with Card Name
Rupay Select Benefits
Rupay Platinum Benefits
RSDC Benefits vs RPDC Benefits: Benefits may vary depending on the issuing bank.
List of other Rupay Select Credit Cards
Update: All Rupay DCs now have spend-based Lounge Access. A minimum spend of 10K is required for 1 Lounge Access.
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