Rupay select credit card approval chances.

[abhishek751]

Hi
I am thinking of applying rupay select card as it is upi enabled and nearly LTF,
I saw video of online application as after filling details they give option to spply for som specific cards, i wanted to know if option for rupay select card is easily available or difficult to get,
Just got bob card in june start of 30k limit so bit hesitant as i don't want poor limit making the card useless for me.
CIBIL is maintained above 780 for last 3-4 months .

 

[abhishek751]

Same case with me. Yesterday i applied for Rupay Select variant offline.

How was the process here the guy behaves like he doesn't even know what credit card is.

 

[nitinmits]

How was the process here the guy behaves like he doesn't even know what credit card is.

Process was smooth She is expert in CC

 

[gowthamv]

When will they charge the joining fees for Rupay Select CC? Received the first month statement but the joining fee is not yet billed.

 

[tanvi]

If net income is above 8L and itr is at 4.95 then what to do

 

[4uziaul]

If net income is above 8L and itr is at 4.95 then what to do

❓🤷🤔

 

[AritraSaha]

❓🤷🤔

He file itr for 5L, rest goes under the water.

 

[tanvi]

❓🤷🤔

After taking all deduction and excemption itr shows 4.9 L
Pnb cc is telling they need ITR >5 L🥲

 

[4uziaul]

After taking all deduction and excemption itr shows 4.9 L
Pnb cc is telling they need ITR >5 L🥲

Earn more and come back next year, PNB is not going to budge. You need to fulfill their criteria to apply for this card.

 

[gowthamv]

For people who are not getting their Select Card Approved. Could you try this and check it it works.

Apply for the Platinum CC.
After delivery of the card, wait for a week and select the Upgrade option in the PNB Genie App.
Apply for Select CC.

I could see people telling that their ITR was less and card getting rejected.

When I applied for the upgrade of the card, I submitted my ITR where it was less than 4L. (FY 2021-22). But Select got approved.

 

[MOhit __]

For people who are not getting their Select Card Approved. Could you try this and check it it works.

Apply for the Platinum CC.
After delivery of the card, wait for a week and select the Upgrade option in the PNB Genie App.
Apply for Select CC.

@tanvi

 

[gowthamv]

When will they charge the joining fees for Rupay Select CC? Received the first month statement but the joining fee is not yet billed.

Anyone know abt this?