Samsung Infinite Rejected.

[Macbook]

I have 743 CIBIL score and having 1 magnus and 1 reserve with combined limit of 6 Lac although axis bank rejected my 3rd card application by stating that CIBIL SCORE REJECT, guys please advise how can I approach them and justify my self

 

[Slayer]

Your username is the reason why you got rejected dude

 

[Slayer]

Also 743 is kinda low for HNI card segment customers

 

[Macbook]

Your username is the reason why you got rejected dude

come on brother please specify the reason or solution if you really want to help me

 

[4uziaul]

come on brother please specify the reason or solution if you really want to help me

Call customer care and inquire about the availability of any pre-approved cards. Usually, Samsung and other cards are available as pre-approved, and if they are, they can be issued over the call within a few minutes.

 

[Slayer]

come on brother please specify the reason or solution if you really want to help me

I did

Also 743 is kinda low for HNI card segment customers

Here

 

[hakunamatata]

I have 743 CIBIL score and having 1 magnus and 1 reserve with combined limit of 6 Lac although axis bank rejected my 3rd card application by stating that CIBIL SCORE REJECT, guys please advise how can I approach them and justify my self

How is your CIBIL so low?

 

[Slayer]

@VISHESH_BANSAL any comments?

 

[VISHESH_BANSAL]

@VISHESH_BANSAL any comments?

Nowadays Minimum 750+ CIBIL is what a Bank require

You already mentioned it.

Bank can Reject Application at its discretion.
We can not do nothing other than re apply after cooling off period gets over.

Bank ne reason bhi bta diya CIBIL issues, ab aur kya info chayie OP ko ptani.

@4uziaul aapka 8 times rejection experience aaj shant kaise hai😅🤣

 

[4uziaul]

Nowadays Minimum 750+ CIBIL is what a Bank require

You already mentioned it.

Bank can Reject Application at its discretion.
We can not do nothing other than re apply after coooing off period gets over.

Bank ne reason bhi bta diya CIBIL issues, ab aur kya info chayie OP ko ptani.

@4uziaul aapka 8 times rejection experience aaj shant kaise hai😅🤣

794 CIBIL lekar bhi kya hua 🤣

 

[Macbook]

How is your CIBIL so low?

excessive use of cards.

 

[VISHESH_BANSAL]

Galti se magnus mil gaya 🤣.
Abb axis woh galti repeat nhi kar raha

794 CIBIL lekar bhi kya hua 🤣

 

[Slayer]

Galti se magnus mil gaya 🤣.
Abb axis woh galti repeat nhi kar raha

Magnus+Reserve matlab minimum 6L CL

Bhai humare atleast 50% utilisation ratio (of total CL) maintain kiye hai warna itna tank thorei na hota ha