SB account reported as OD account in CIBIL

[Homer2]

I closed my Union Bank SB General account in July and opened a Union Bank Salary account in August. Today when I was checking my cibil report the closed SB account is appearing under closed loan account as OD account. The entry was not there when the account was active. How to remove this from CIBIL report?

 

[TechnoFi]

Kindly raise a dispute by logging into your online CIBIL account.

 

[TechnoFi]

Kindly raise a dispute by logging into your online CIBIL account.

Also mark my reply as solution if it fullfilled your query.

 

[Homer2]

I raised a dispute. However, the account number mentioned in OD is of my SB account so I don't know whether it will be rectified or not.

 

[Daniel16]

This happened with me as well for union Bank of account. I let it be because it increased my credit age :|

 

[Homer2]

This happened with me as well for union Bank of account. I let it be because it increased my credit age :|

The closed account is only 2 years old but my credit history is 5 years old so no use for me.

 

[Homer2]

CIBIL dispute didn't work. Later, I lodged grievance directly with Union Bank. Today, I got a reply from that account has been removed from CIBIL and to check report after one day.

 

[EternallyHopeful]

CIBIL dispute didn't work. Later, I lodged grievance directly with Union Bank. Today, I got a reply from that account has been removed from CIBIL and to check report after one day.

Alright.. That's great to know. Do update us here after checking CIBIL.

 

[Homer2]

Account removed from CIBIL report.