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SBI BPCL Octane Rupay or Visa ?

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I am getting pre-approved offer for SBI BPCL Octane.
For RuPay, I'm getting FYF.
For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee.

Could you please help me decide which variant to choose ?
Any advantage of RuPay compared to Visa ?
Will RuPay variant be seamless experience in different online and offline platforms e.g. Amazon offers, some other website offers, offline POS machines: will they recognize SBI Rupay Variant and give offer if applicable ?

Thanks!
 
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recolor said:
I am getting pre-approved offer for SBI BPCL Octane.
For RuPay, I'm getting FYF.
For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee.

Could you please help me decide which variant to choose ?
Any advantage of RuPay compared to Visa ?
Will RuPay variant be seamless experience in different online and offline platforms e.g. Amazon offers, some other website offers, offline POS machines: will they recognize SBI Rupay Variant and give offer if applicable ?

Thanks!
Click to expand...
What is your existing card?
 
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mereko bhi aaraha hai..on sbi cashback pehle 1.2L limit thi cashback ki abhi recently baadi hai to 192000, toh soch raha hu 90k bpcl octane ko dedu, i would prefer rupay variant as kabhi kabar upi payments mein bhi nikal jayega( and delhi t3 rupay lounge mein kaam aajayega)... bass ek hi doubt hai octane ke reward points fuel ke against redeem hoajeyage ache se...yaa fir statement credit karva sakte hai!!??

@Abhishek012 guru dev kuch roshni daalo iss par
 
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nh124001 said:
mereko bhi aaraha hai..on sbi cashback pehle 1.2L limit thi cashback ki abhi recently baadi hai to 192000, toh soch raha hu 90k bpcl octane ko dedu, i would prefer rupay variant as kabhi kabar upi payments mein bhi nikal jayega( and delhi t3 rupay lounge mein kaam aajayega)... bass ek hi doubt hai octane ke reward points fuel ke against redeem hoajeyage ache se...yaa fir statement credit karva sakte hai!!??

@Abhishek012 guru dev kuch roshni daalo iss par
Click to expand...

Same, I have to allocate limit between Cashback and Octane. RuPay ke liye mere pass dusra card hai, so wanted to know if SBI Octane RuPay har jagah chalega ya nahi specially Amazon 10% offer me and offline POS me bhi kabhi try nahi kiya RuPay card if everything works fine or not. I thinking to get the credit for reward points, as I feel it's easiest way and 25% is good enough. Fuel ke against kitna valueback aata hai ?
 
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recolor said:
Same, I have to allocate limit between Cashback and Octane. RuPay ke liye mere pass dusra card hai, so wanted to know if SBI Octane RuPay har jagah chalega ya nahi specially Amazon 10% offer me and offline POS me bhi kabhi try nahi kiya RuPay card if everything works fine or not. I thinking to get the credit for reward points, as I feel it's easiest way and 25% is good enough. Fuel ke against kitna valueback aata hai ?
Click to expand...
chalega bhai.. mast chalega..rupay network ko bekar matt samjho.. upto 10k per month fuel par 625 rs worth of reward points you can earn, still 6.25% is when you can redeem it against fuel..which can be daunting task
 
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I am using BPCL Octane since last 1.5 years.

For redemption, You can redeem that reward at any BPCL station. It's pretty smooth and instant. Just ask the guy to deduct from point, they will ask for Mobile number and it's done. There is no redemption charges if you do it at fuel station.

I usually get a free full tank after around 5 months of fuel purchase. 🙂

Never tried Statement credit, I couldn't find statement credit on the app under reward redemption. We may have to call customer care, and it will involve redemption charges I believe.

My last redemption at fuel station:

1735415889405.webp
 
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recolor said:
I am getting pre-approved offer for SBI BPCL Octane.
For RuPay, I'm getting FYF.
For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee.

Could you please help me decide which variant to choose ?
Any advantage of RuPay compared to Visa ?
Will RuPay variant be seamless experience in different online and offline platforms e.g. Amazon offers, some other website offers, offline POS machines: will they recognize SBI Rupay Variant and give offer if applicable ?

Thanks!
Click to expand...
nh124001 said:
mereko bhi aaraha hai..on sbi cashback pehle 1.2L limit thi cashback ki abhi recently baadi hai to 192000, toh soch raha hu 90k bpcl octane ko dedu, i would prefer rupay variant as kabhi kabar upi payments mein bhi nikal jayega( and delhi t3 rupay lounge mein kaam aajayega)... bass ek hi doubt hai octane ke reward points fuel ke against redeem hoajeyage ache se...yaa fir statement credit karva sakte hai!!??

@Abhishek012 guru dev kuch roshni daalo iss par
Click to expand...
Sab chalega + you can also use for UPI transaction.

Offers, rewards etc everything will work.

But remember - SBI BPCL Cards/BPCL Octane Cards are not always credit fuel rewards automatically, sometimes you need to complaint to SBI Card and they will manually update the rewards. These are location specific issue. There is no issue with the card network in this case. The problem lies with some POS machines at certain locations, as their data doesn't get updated in the bank's credit card software. After raising a complaint, they manually update the reward points. This has to be done every month. If the POS machine near you turns out to be like this.

Of course, don’t get so negative after reading this. It will work perfectly fine in almost 90% of locations. I mean, there’s a 90% chance you won’t have to raise a complaint for manual reward point updates. In the above comment, someone has also shared his positive review.

You will also get 25% cashback on SBI Octane RuPay JCB Credit card on Japan, Singapore, Indonesia & Philippines, here -

A

Thread '(New Offer) RuPay JCB card - 25% Cashback on Japan, Singapore, Indonesia & Philippines'

RuPay JCB card - 25% Cashback on Japan, Singapore, Indonesia & Philippines:

Offer valid till - 29th January, 2025.

25% Cashback on Japan, Singapore, Indonesia & Philippines

Valid on all POS transactions.

1730367170354.webp
Flat 25% Cashback on PoS transactions with RuPay JCB Cards:

Offer Details:
  • Get flat 25% cashback against all eligible Point-of-Sale (PoS) transactions amount, subject to the terms and conditions of this promotion, when you use a Qualified RuPay JCB Global Card to make eligible purchases at the following countries:
    • Japan
    • Singapore
    • Indonesia...
  • Like
 
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I got this card on rupay with offer shown as FYF on app in December, today got a welcome call and on casually confirming whether it is FYF, they denied and said I will be charged annual fee on first statement generated this month. I was shocked, I even had the screenshot from the app showing FYF before I applied. I immediately raised a closure request on the app and even the retention team confirmed that it is paid card from day 1. Proceeded to close this card as I just wanted to try it for one year. Everyone who got this card as FYF recently, do confirm once with cc.
 
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brucelee said:
I got this card on rupay with offer shown as FYF on app in December, today got a welcome call and on casually confirming whether it is FYF, they denied and said I will be charged annual fee on first statement generated this month. I was shocked, I even had the screenshot from the app showing FYF before I applied. I immediately raised a closure request on the app and even the retention team confirmed that it is paid card from day 1. Proceeded to close this card as I just wanted to try it for one year. Everyone who got this card as FYF recently, do confirm once with cc.
Click to expand...
Arey card le lete phir RBI ka bamboo use karte. Bamboo expert help karta @VISHESH_BANSAL
 
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