SBI Card Closure

[SamPtnk]

Anyone closed SBI card can confirm

If they are still reporting to Cibil ?

In my report it shows card closed on June , but till date they are reporting payments as 0

 

[panu24]

Yes i have seen this for my cibil report as well. My very first SBI credit card closed around 5 years back but still reporting it as 0.

 

[ltf4ever]

Anyone closed SBI card can confirm

If they are still reporting to Cibil ?

In my report it shows card closed on June , but till date they are reporting payments as 0

cibil still shows closed accounts on report, but the status is 'inactive' or 'closed'. can you check your status?

 

[SamPtnk]

cibil still shows closed accounts on report, but the status is 'inactive' or 'closed'. can you check your status?

It says closed on 30.05.2022

 

[Rahul92]

It says closed on 30.05.2022

Then it's closed. Period !

 

[SamPtnk]

Then it's closed. Period !

Then why are they generating statement every month ans still reporting to cibil ?

 

[panu24]

I too looking for answer why SBI reports closed card ( 5 year back its closed) to CIBIL every month in my case.

 

[ltf4ever]

It says closed on 30.05.2022

then why worried? maybe that's how cibil operates, for record keeping purposes.

 

[Digvijay]

Anyone closed SBI card can confirm

If they are still reporting to Cibil ?

In my report it shows card closed on June , but till date they are reporting payments as 0

Yes, I closed one of SBI card in August 2022 and all credit bureaus have the account details mentioned status as "closed" with the date of closure. So it's normal and does not have any effect on credit score.

 

[metal_heart]

Closed account are also shown on CIBIL. It still shows mine closed in 2008-09, with reporting date of 2016.
don't bother, if history is clean & its closed

 

[SamPtnk]

then why worried? maybe that's how cibil operates, for record keeping purposes.

Nope I have closed multiple cards from various banks in past
After closure nobody reports to cibil

These guys deliberately keep reporting and I fear one day they will add something @paresh22

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[panu24]

I too have later SBI cards closed completely with no further reporting but that first SBI card of me is getting reported till date. I also think it will not cause any issues and it should be just some technical problem from SBI end that makes them to report even after closure of our cards.
Maybe someday I find time to ask them via email support so that if they did not give proper answer I can escalate 🙂

 

[metal_heart]

Not only SBI. I had a home loan with LIC HFL which was closed in 2014. It still shows as closed.