SBI card double dipping.

[Vaasu Annan]

My friend wants to use my card to buy a phone costing ₹70000 as using the card gives an instant discount of ₹9000. I am curious about how the rewards will be managed. Will the points be credited first and then deducted later, or will I not receive any points for this transaction?

My card is the IRCTC RuPay Platinum, and at the end of each billing cycle, the reward points I've earned are transferred to my IRCTC wallet. So, If they decide to credit the points now and deduct it after few months, I'll have to pay them back. In this case, How much will i have to pay?

 

[HVS]

It'll not be deducted. The instant discount has nothing to do with rewards. You'll earn rewards normally

 

[Lakshya Mahani]

It'll not be deducted. The instant discount has nothing to do with rewards. You'll earn rewards normally

As far as I heard, sbi doesn't giv RPs on the transactions on which instant discount is availed.

 

[Sahilhenzy]

As far as I heard, sbi doesn't giv RPs on the transactions on which instant discount is availed.

Yes. If the reward point is credited and person's use it to get any gift card etc. They will deduct the reward points value from the card balance directly.

 

[NShah]

It'll not be deducted. The instant discount has nothing to do with rewards. You'll earn rewards normally

If you earn reward points in sbicard when there is instant discount offers on sbicard deduct reward points from account or deduct from credit limit

 

[Tejo]

My friend wants to use my card to buy a phone costing ₹70000 as using the card gives an instant discount of ₹9000. I am curious about how the rewards will be managed. Will the points be credited first and then deducted later, or will I not receive any points for this transaction?

My card is the IRCTC RuPay Platinum, and at the end of each billing cycle, the reward points I've earned are transferred to my IRCTC wallet. So, If they decide to credit the points now and deduct it after few months, I'll have to pay them back. In this case, How much will i have to pay?

If you wish to get that rp.

Just cancel the card, as soon as the rp transferred to irctc wallet.

Does you got that r points?

Hope you have another cc, so if it's not shared limit while cancelling requests cc to transfer credit limit on other existing cc.

 

[Vaasu Annan]

If you wish to get that rp.

Just cancel the card, as soon as the rp transferred to irctc wallet.

Does you got that r points?

Hope you have another cc, so if it's not shared limit while cancelling requests cc to transfer credit limit on other existing cc.

I don't care about the reward points. It goes to the IRCTC wallet and I don't travel by train. The only reason I'm keeping this card is because its LTF and for the occasional sales discount.

 

[Vaasu Annan]

If you earn reward points in sbicard when there is instant discount offers on sbicard deduct reward points from account or deduct from credit limit

If there are reward points in your account, they will be deducted; if not, the deduction will be made from the credit limit, and you'll have to pay when the bill is generated. I had to pay ₹1 a few months ago.

 

[Tejo]

I don't care about the reward points. It goes to the IRCTC wallet and I don't travel by train. The only reason I'm keeping this card is because its LTF and for the occasional sales discount.

Then why you made one more thread on discussed topic ??

 

[Vaasu Annan]

Then why you made one more thread on discussed topic ??

I don't see a Mod tag near your username. If you have a problem with thread, report it. Mods will take care of it. 🙂

 

[Deleted member 5552]

It'll not be deducted. The instant discount has nothing to do with rewards. You'll earn rewards normally

This is SBI, they took back reward points from many customers which they earned on discounted transactions

 

[HVS]

As far as I heard, sbi doesn't giv RPs on the transactions on which instant discount is availed.

Damn. Really sorry for misinformation. I never used SBI card for instant discount so didn't know this was the case. Thankyou

 

[Lakshya Mahani]

Damn. Really sorry for misinformation. I never used SBI card for instant discount so didn't know this was the case. Thankyou

You are welcome 🙂

 

[0xfallup]

I don't care about the reward points. It goes to the IRCTC wallet and I don't travel by train. The only reason I'm keeping this card is because its LTF and for the occasional sales discount.

lol then why creating something which you yourself don't own it up

 

[Vaasu Annan]

lol then why creating something which you yourself don't own it up

Sorry, I'm afraid I don't follow you.

 

[0xfallup]

Sorry, I'm afraid I don't follow you.

well not for commoners to be understood 🙂

 

[Vaasu Annan]

well not for commoners to be understood 🙂

Oh, A secret code that only the elite can understand. I guess we common folks are just not worthy.