Sbi card, received rejection without applying

[haroldh]

I received a mail from sbi card about card rejection. I didn't even apply for a card.

I just got a call from the agent for bpcl card but i said no and didn't apply.

How is this possible.

 

[RkrRkr is verified member.]

I received a mail from sbi card about card rejection. I didn't even apply for a card.

I just got a call from the agent for bpcl card but i said no and didn't apply.

How is this possible.

What is the application date on the mail?
Better show the pdf comes with mail ,Hiding your personal info to come on any conclusion.

 

[haroldh]

What is the application date on the mail?
Better show the pdf comes with mail ,Hiding your personal info to come on any conclusion.

14th June
It mentions unavailability of documents as a reason. Can I complain to SBI?

 

[RkrRkr is verified member.]

It mentions unavailability of documents as a reason. Can I complain to SBI?

You may write but it seems outcome is not going to fruitful. They will suggest you to apply afresh

 

[haroldh]

You may write but it seems outcome is not going to fruitful. They will suggest you to apply afresh

But the issue is I didn't even apply. How did this happen?

 

[It_is_Naruto]

But the issue is I didn't even apply. How did this happen?

Strange ...Any enquiry notification with cibil?

 

[jack333]

But the issue is I didn't even apply. How did this happen?

Complain to rbi and ask for Compensation as they applied without your consent. Don't forget to ask for cibil enquiry suppression also

 

[haroldh]

Complain to rbi and ask for Compensation as they applied without your consent. Don't forget to ask for cibil enquiry suppression also

Thanks, will do, do I need to go through SBI complaint matrix or directly to RBI?

 

[haroldh]

Strange ...Any enquiry notification with cibil?

Dunno, will need to check in onescore, it will refresh in a week

 

[avenger123]

Then what did you do bro for complaint

 

[avenger123]

Beacause I am facing the same issue

 

[Deleted member 39357]

This is happening because of third parties. Apart from banks own CC department, all banks selling cards through many third paries for ex paisabazar, bankbazar etc. you must have shared the KYC data like pan aadhar with any bank or any agencies in past, they keep on exchanging or selling those data within agencies to promote sales of cards generating new leads. these third party gets commision for each cards they sell for any banks. So somehow any such third party must have your data with them and they keep on applying on your behalf without your conscent. If the card is approved, they will comeback to you saying you have a pre approved offer from XYZ bank and will ask you to proceed. Also, there is a possibility that they have nothing to do with banks approval or rejection, they are simply applying with some incorrect information just to meet their daily leads target as there must be a fierce pressure of sales in such private third parties from seniors.

I am also facing the same issue of RBL card rejections and these are getting frequntly reflected in my CIBIL report enquiries. The thing is its very difficult to know or track who is applying on our behalf.

 

[cowcoconut]

sbi giving out pre-rejected offers now

 

[SunnyM]

My SBI cashback credit card application was rejected about 1.5 months back and I received the text message on 17th this month . The cibil hit was the same day that I applied the card. So the SBI team were having 'lunch for 1.5 months'.