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SBI Cards & Kotak Bank Card LTF?

Solution
How can I get any SBI (non-cobranded) credit card LTF as well as Kotak Credit Card (especially indigo card) life time free?
SBI is pretty hard to get as LTF unless you fulfil two conditions:
1. SBI employee
2. Govt employee
Though you can request for LTF, you may get.

For Kotak, if you're maintaining good amount of TRV, you can ask your RM to issue/convert card to LTF. This can be done till White card. White Reserve is not being provided as LTF/FYF as of now
How can I get any SBI (non-cobranded) credit card LTF as well as Kotak Credit Card (especially indigo card) life time free?
SBI is pretty hard to get as LTF unless you fulfil two conditions:
1. SBI employee
2. Govt employee
Though you can request for LTF, you may get.

For Kotak, if you're maintaining good amount of TRV, you can ask your RM to issue/convert card to LTF. This can be done till White card. White Reserve is not being provided as LTF/FYF as of now
 
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