SBI Cashback Card - Converted to LTF (Jan 2025)

[Rishabh]

Hello Folks,

FYI I have recently managed to get my SBI Cashback credit card converted to LTF through an email request 🙂

I have been using the card now from more than 2 years with last 2 years spends crossing 2lacs & have got fee waiver against the same.
Few days back just thought of writing email to SBI team requesting them to consider converting my Cashback card to LTF basis my past spend records without having strong expectation of getting any success.

As a first response got a call from SBI executive mentioning about no such offer available at present on the card to convert it to LTF. And asked me to wait to get offer in future.
But just before the end of the call he asked me if I will continue making similar amount spends on the card if converted to LTF. After confirmation he raised a request for me to change PCTID (for LTF conversion) for the card without giving any assurance that it will be approved.

And after 4-5 days, I got another update on the ticket about successful closure and card converted to LTF.
Something good to cheer about during this devaluation days of Credit cards & also having this as 3rd LTF card from SBI now 🙂

 

[mailmenow]

How it is even possible 🙄🙄

 

[bing1309]

Now nothing works as of now, i tried even for annual fee waving off for that also they dont accept. They Say we cant do anything and no offer or nothing can be done in your case and they specify in your case you spent 1.6l and you made 5,000inr and in that we will take 1,400inr still you are in profit about 4% i dont think its a loss for you so please use the card

 

[b4bhar]

Now nothing works as of now, i tried even for annual fee waving off for that also they dont accept. They Say we cant do anything and no offer or nothing can be done in your case and they specify in your case you spent 1.6l and you made 5,000inr and in that we will take 1,400inr still you are in profit about 4% i dont think its a loss for you so please use the card

Few are unlucky bro... i have seen many who converted the card to LTF or a least got their annual fee waived off