SBI Cashback card query

[Shubham330]

Hi Community,


I applied for sbi cashback card on last monday. The vkyc and basic details verification call was done on the same day. Delhi call was done on next day that is on tuesday.


On friday i got another call where executive asked for the credit limit which i want to split from my existing sbi bpcl octane card. I availed 50.50 % limit. Same concent was provided over automated ivr message.


Today my bpcl octane card limit got revised to 50% but i have not got any update regarding cashback card application. Is limit reduceed means my card is approved? Or is it yet to be approved? If not approved will my limit revised back to 100%?


ANybody experienced the same?


Created new thread as didnt found any with such scenario. Thanks in advance.

 

[Ram1]

Hi Community,


I applied for sbi cashback card on last monday. The vkyc and basic details verification call was done on the same day. Delhi call was done on next day that is on tuesday.


On friday i got another call where executive asked for the credit limit which i want to split from my existing sbi bpcl octane card. I availed 50.50 % limit. Same concent was provided over automated ivr message.


Today my bpcl octane card limit got revised to 50% but i have not got any update regarding cashback card application. Is limit reduceed means my card is approved? Or is it yet to be approved? If not approved will my limit revised back to 100%?


ANybody experienced the same?


Created new thread as didnt found any with such scenario. Thanks in advance.

Ur card is already got all approvals, that's y they confidently asked for split limit.
U will receive approval message very soon don't worry

 

[Ram1]

How did you applied, share that process also as it helps others and ur portfolio if u don't mind

 

[Shubham330]

How did you applied, share that process also as it helps others and ur portfolio if u don't mind

Applied through sprint only. Normal online process.
Post filling all info it asked to schedule kyc appointment. But i alredy knew if you don't select any date and time team calls you for vkyc. So i didn't selected any time slot for physical verification.

On same day got call where they shared vkyc link. And then next steps are similar as others explained in my question.

 

[Shubham330]

Ur card is already got all approvals, that's y they confidently asked for split limit.
U will receive approval message very soon don't worry

@Ram1 You sure on this? Have you gone through such scenario?

 

[Ram1]

@Ram1 You sure on this? Have you gone through such scenario?

No I have not gone such scenario. But how can they decline after splitting limit? Its already approved and limit assigned. U need to wait for approval message thats it

 

[Shubham330]

I confirmed with sbi social media Team. That's not how it works. They split limit before approval and verification. If approved asssign limit to new card else revised old card limit.

@Ram1 So your answer were misleading for a bit.

 

[Ram1]

I confirmed with sbi social media Team. That's not how it works. They split limit before approval and verification. If approved asssign limit to new card else revised old card limit.

@Ram1 So your answer were misleading for a bit.

Ok let's wait and see