SBI Cashback Credit Card Cashback query

[bharathnalla]

Hi Fam👋

I got the sbi cashback card this month, I really don’t know why I got this card this late, should have applied this way back.

The real question: can I hit the 5k cashback limit straight for like 6 months?

 

[prankster]

Yes you can, but ideally keeping the credit utilisation below 30% is healthy for your cibil.

 

[Riya]

Hi Fam👋

I got the sbi cashback card this month, I really don’t know why I got this card this late, should have applied this way back.

The real question: can I hit the 5k cashback limit straight for like 6 months?

Congrats for the card... Better late than never...
Ofcourse you can hit 5k cashback straight for consecutive months...
Monthly cashback is capped, not yearly cashback...
And yeah do share how are you gonna spend 1L each month 😉

 

[bharathnalla]

Congrats for the card... Better late than never...
Ofcourse you can hit 5k cashback straight for consecutive months...
Monthly cashback is capped, not yearly cashback...
And yeah do share how are you gonna spend 1L each month 😉

Courtesy: @Abhishek012 😁

 

[iamdhamo]

Will I get 5% for purchases via Amazon?

 

[Premium]

Will I get 5% for purchases via Amazon?

YES

3 word rule sucks

 

[SSV]

Will I get 5% for purchases via Amazon?

During normal times- Yes
During Sale time along with discount- mostly No

 

[iamdhamo]

YES

3 word rule sucks

Haha that's something admins needs to see n change

 

[siddiqsd24]

Hi friends, I have cash back in negative any idea how to know why?

 

[bharathnalla]

Your CB Deducted 💀💀

 

[Mridul Negi]

Hi Fam👋

I got the sbi cashback card this month, I really don’t know why I got this card this late, should have applied this way back.

The real question: can I hit the 5k cashback limit straight for like 6 months?

Yep, doing the same! Buying tata tiscon online. Getting 4%CB by tata and additional 5% CB on card!

 

[galamonic]

trick: if you have done transactions qualifying for Ra999 cash back, next transaction will earn you full 5% of cashback, and say 10000 Rs. you will get total 1499 cash back. Try it

 

[prankster]

trick: if you have done transactions qualifying for Ra999 cash back, next transaction will earn you full 5% of cashback, and say 10000 Rs. you will get total 1499 cash back. Try it

Are you trying to say that you got 2499 cb for spending ~30k?

 

[galamonic]

Are you trying to say that you got 2499 cb for spending ~30k?

My last transaction was of 28000 and got full cashback of 1400, which was excess from limit of ₹1000 cash back

 

[prankster]

My last transaction was of 28000 and got full cashback of 1400, which was excess from limit of ₹1000 cash back

Bro this is sbi cc thread, the limit is 5k for cashback

 

[Riya]

Bro this is sbi cc thread, the limit is 5k for cashback

I also got confused that what exactly is he trying to say 🤣🤣

 

[galamonic]

I also got confused that what exactly is he trying to say 🤣🤣

Bro this is sbi cc thread, the limit is 5k for cashback

Oops .... i thought SBI cashback has Rs 1000 limit. Thanks for clarifying.
.

 

[kiranjain]

I have query about sbi cashback credit card..... I have limit of 3L odds.... Under benefits tab I can see credit limit section which have slider upto 10L.... Does that means I have limit increase option or its just application????

Will it lead to cibil hit????

Like i icici cc limit slider shows max limit getting changed its limit increase

 

[harsh08]

I have query about sbi cashback credit card..... I have limit of 3L odds.... Under benefits tab I can see credit limit section which have slider upto 10L.... Does that means I have limit increase option or its just application????

Will it lead to cibil hit????

Like i icici cc limit slider shows max limit getting changed its limit increase

Limit increase option is now showing for everyone,so you can try but it is not guaranteed but there is no harm in trying

No it will not lead to cibil hit