SBI Credit card application rejection

[gowthamselvam]

Hi all,

I have been trying to get a SBI card.
But the application was rejected saying internal policies and business decision.
To get the exact reason, i had to go up to customer service head team
Reason stated by them was
"we wish to inform you that application could not be processed as it’s overleveraged profile, due to excessive unsecured exposure."
They say that, i can apply again after 6 months (Subject to approval)
After 6 months also i am the overleveraged profile.
In that case, how to get a SBI card ?

Thanks in Advance

Gowtham.S

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

Hi all,

I have been trying to get a SBI card.
But the application was rejected saying internal policies and business decision.
To get the exact reason, i had to go up to customer service head team
Reason stated by them was
"we wish to inform you that application could not be processed as it’s overleveraged profile, due to excessive unsecured exposure."
They say that, i can apply again after 6 months (Subject to approval)
After 6 months also i am the overleveraged profile.
In that case, how to get a SBI card ?

Thanks in Advance

Gowtham.S

Lower your credit exposure somehow

 

[Chhota Bheem]

Deleverage, try to close credit cards that you don't use.

 

[hitirfan]

What is your income to credit ratio?