SBI Debit Card AMC

[QWERTYUIOP[]]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

 

[Arkapal Sen]

commenting for getting funny replies notifications

 

[Jhon Anand]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

They might flag your account if you do it couple of times and close it.

Why don't you get virtual debit card? It's 0 amc

 

[D₹V]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

Get virtual DC (it's free and double the RP) & if you had opened SBI account online, normal DC won't levy a fee.

I did not see any charges in my statement yet.