SBI Debit Card AMC

[QWERTYUIOP[]]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

 

[Arkapal Sen]

commenting for getting funny replies notifications

 

[Jhon Anand]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

They might flag your account if you do it couple of times and close it.

Why don't you get virtual debit card? It's 0 amc

 

[D₹V]

I have an SBI debit card and I’m considering blocking it before completing 12 months of usage. Will I still be charged the Annual Maintenance Charge (AMC), even though the card hasn’t been used for the full 12 months? If so by this I can repeat this process again and again and make the debit card LTF 🌝

Get virtual DC (it's free and double the RP) & if you had opened SBI account online, normal DC won't levy a fee.

I did not see any charges in my statement yet.

 

[the_collector]

Hey guys, so I recently opened a sbi account via yono app.

I've got a virtual dc that I've started using. I also just recieved the physical visa DC.

Now I'll only be using the vdc, so I wanted to know how to close the physical dc? As I don't want to be charged for it.

Selecting the " block " option under the cc is enough.? They won't reissue another one automatically?

Thanks for your inputs

 

[Anindya98]

Hey guys, so I recently opened a sbi account via yono app.

I've got a virtual dc that I've started using. I also just recieved the physical visa DC.

Now I'll only be using the vdc, so I wanted to know how to close the physical dc? As I don't want to be charged for it.

Selecting the " block " option under the cc is enough.? They won't reissue another one automatically?

Thanks for your inputs

Call the CC and ask them to block the card, no charges. Mention the last 4 digits of the card number.