pradeepG
TF Premier
Was just Randomly checking under "EMIs & More" > "Increase Credit Limit"> then in that page i selected option from "Self Employed/Salaried", then entered a random figure in Monthly Earning box then clicked on "Check Limit" Button. to which there was a reply that Sorry, ..... (a long message)
I want to know that for this process(which i explained above), till this point only, do SBICARD make a Cibil Hard Enquiry Check?
I dont actually apply very frequently for credit cards so have very low cibil enquiries (1 in july [approved], 1 in sept [declined] ), and am(was if it gave a cibil hit) planning to apply for a card now in 5-10 days.
The reason why i am asking is that after this process in 4-5 minutes i received an SMS from CIBIL saying that there was a change in your CIBIL Report, i havnt subscribed for any paid cibil plan, so cant have more details on what is the change.
Plz help from your experience.
I want to know that for this process(which i explained above), till this point only, do SBICARD make a Cibil Hard Enquiry Check?
I dont actually apply very frequently for credit cards so have very low cibil enquiries (1 in july [approved], 1 in sept [declined] ), and am(was if it gave a cibil hit) planning to apply for a card now in 5-10 days.
The reason why i am asking is that after this process in 4-5 minutes i received an SMS from CIBIL saying that there was a change in your CIBIL Report, i havnt subscribed for any paid cibil plan, so cant have more details on what is the change.
Plz help from your experience.
