SBI Encash payment missed

[Sahilhenzy]

Hello,

I have missed a SBI Encash payment of Rs.1710 due date was 23rd May and I repaid on 1st June it was my fault. By mistake I have missed the payment.

885 has been already charged as a late payment including 18%GST.

Please guide what can be done in this case. My bureau will get spoiled now😒.

 

[LimaT]

Hello,

I have missed a SBI Encash payment of Rs.1710 due date was 23rd May and I repaid on 1st June it was my fault. By mistake I have missed the payment.

885 has been already charged as a late payment including 18%GST.

Please guide what can be done in this case. My bureau will get spoiled now😒.

There is nothing we can do since mistake is in our side, they will repot credit bureaus as late payment.

 

[VasukiVasuki is verified member.]

Hello,

I have missed a SBI Encash payment of Rs.1710 due date was 23rd May and I repaid on 1st June it was my fault. By mistake I have missed the payment.

885 has been already charged as a late payment including 18%GST.

Please guide what can be done in this case. My bureau will get spoiled now😒.

Pay it immediately & forget about it
It will take few months to recover


To recover faster

Use or make extra payment even 10 rs to each of unused cc so that it counts as payment on time

 

[Shroud]

You didn't have to take encash in the first place itself.

Now, coming to missed payment - You can mail them citing your credit card payment history (hopefully this was your first time) and ask them to reverse charges and not report to Cibil as a one time gesture.

 

[VasukiVasuki is verified member.]

You didn't have to take encash in the first place itself.

Now, coming to missed payment - You can mail them citing your credit card payment history (hopefully this was your first time) and ask them to reverse charges and not report to Cibil as a one time gesture.

Sbi report everything on 30th of each month

So my guess it's already been reported

 

[Shroud]

Sbi report everything on 30th of each month

So my guess it's already been reported

No. Sbi reports on due date + 3.

 

[Sahilhenzy]

Let's see guys. Credit score is already spoiled by some so called NBFCS previously. But I will ask them to take this as a one time gesture 🙌.