So I used my referral to apply simply click for few of my friends, entered all the information properly and after two days one of my friend got call from an agent and she said his card will get denied for sure and he was like why, she tried to convince him not to use his company name but prefer some insurance company. He said why would he do that as he can provide payslip of earning 70k. She simply stopped explaining and called again then told him to forward an sms to further process. That sms created another entry on his cibil. They stopped the process of application that I created for him to gain incentive through the newly created process. She called him to upload surrogate documents and instead of salary slip she said upload bank statement so he uploaded bank statement leading to 20k as card limit in the end. She told him to mention that insurance company name and some sales position on all verification call else he won't get the card. This wouldn't have happened if she wasn't even there to stop the first application.
Another friend tried application through sprint and got some error while uploading. Again some lady called cancelled his application, multiple entries, same sms thing. 10k limit while having 50k salary. In both cases they put really less salary on application.
You might say this is my friends fault but this was their first credit card and of course they hesitated to go through some sbi person but these people kept calling multiple times kind of like harassment.
Another friend tried application through sprint and got some error while uploading. Again some lady called cancelled his application, multiple entries, same sms thing. 10k limit while having 50k salary. In both cases they put really less salary on application.
You might say this is my friends fault but this was their first credit card and of course they hesitated to go through some sbi person but these people kept calling multiple times kind of like harassment.
