SBI Insta Plus Savings account

[PANK]

My brother wants to open account in SBI
We come account insta plus savings account in which vkyc is available

I want to know can we make it zero charges account like kotak 811 by not opting for physical debit card ( using virtual debit card ) and sms alert facility

Is this possible in SBI

 

[praful47]

Ya in sbi, from COVID - they have made the account with zero balance account irrespective the account type which is a good move from the bank and is beneficial to customers

If they will change this zero balance policy in future .
I think offline account will be affected.
Yono will remain zero balance.

 

[praful47]

I was gathering information from you, because my sister has to open a sbi account.
I heard, SBI people were selling insurance forcefully while opening a new account offline.
So, She wanted to open vkyc zero balance account.
But if there are so many differences between online and offline account, we may search for another bank for offline account.

In order to be on safer side offline account will be good as you need to do cash deposit frequently.
Online account will have some or other restrictions for some time .

Find best psu banks near you which have good employees.
In my case there are 4 banks near me .
Sbi , bob , canara and boi .

Bob helps their customers without any hesitation.
Other banks staff thinks, they own the bank .

I opened sbi Account because of ATM .
Sbi has high withdrawal limit unlike bob.
Also, sbi has