You must be getting offer for rupay SBI card with first year free. You can take that, no need to wait, but you have to split limit from your existing SBI card. You can chose how much you wish to split.
If you don't have SBI card, then it will be FYF rupay only. You can check offer.
This is just a general promotion. This is shown in every account. This is just a simple link to apply SBI Credit Card.
Never apply from such banners, assuming it to be pre-approved 😂
SBI and SBI Cards are two different entities. So, its quite rare to get pre-approved offers from them. Even if someone gets call or SMS, you would still have to complete KYC and documentation for SBI Cards. The approval process will still be normal and would take same time and even has good chances of rejection.
So you are not pre-approved, you are just a good lead for them if you get calls or SMS. Never confuse between the two.