Sbi prime or simply click

[tushu5121]

Dear all,

I want your opinion on which card should i go for.
I already have sbi bpcl and simply click card.
Now i have a offer for upgrade to sbi prime card.
For me bpcl card is very usefullll.
but i am confused between simplycick and prime..
what do you suggest which csrd should i go for?

 

[LordPSN]

Simple click rewards have been drastically reduced..

 

[tushu5121]

Simple click rewards have been drastically reduced..

Yes... before we get amazon vouchers now we get clewrtrip vouchers that is no use of me.
I rarely travels by plane..
Where as a prime card benifits are good..

 

[4uziaul]

Dear all,

I want your opinion on which card should i go for.
I already have sbi bpcl and simply click card.
Now i have a offer for upgrade to sbi prime card.
For me bpcl card is very usefullll.
but i am confused between simplycick and prime..
what do you suggest which csrd should i go for?

Do you really need Prime? It has a joining fee of 2999 and annual fee of 2990 plus taxes.

You can easily convert your SimplyClick card to LTF by raising a request to close the card. Whereas it will be difficult to make the Prime card LTF at least in the first year.

 

[Deathsnatcher]

Dear all,

I want your opinion on which card should i go for.
I already have sbi bpcl and simply click card.
Now i have a offer for upgrade to sbi prime card.
For me bpcl card is very usefullll.
but i am confused between simplycick and prime..
what do you suggest which csrd should i go for?

Closing my prime card already
go for prime only if its your primary card otherwise you wont be able to get the milestones benifit
fee wouldn't be reversed even if you are short few bucks

 

[tushu5121]

Yes it has 2999+ gst thats why i am confused..
But my spends on SBI cards are more than 5L a year.
For that simplyclick will not that benificial for me..
Where as prime give me extra benifits

 

[nrb]

SBI Prime is not very useful after Devaluation.
You can go for SBI Cashback for online txn
and for offline and Utilities use Axis Ace for Max benefits

 

[4uziaul]

Yes it has 2999+ gst thats why i am confused..
But my spends on SBI cards are more than 5L a year.
For that simplyclick will not that benificial for me..
Where as prime give me extra benifits

If your spends are more than 5L then go for it or as suggested above you can check CashBack card too.

 

[Deathsnatcher]

Yes it has 2999+ gst thats why i am confused..
But my spends on SBI cards are more than 5L a year.
For that simplyclick will not that benificial for me..
Where as prime give me extra benifits

You already answered youself mate
more than 5l a year should be wise to go for sbi prime
or you can also for axis magnus if you want to get good rewards

 

[tushu5121]

For

You already answered youself mate
more than 5l a year should be wise to go for sbi prime
or you can also for axis magnus if you want to get good rewards

Axis magnus how much limit will be required to upgrade or get c2c..
I have 2L limit in axis privilege card

 

[akshayhs]

For

Axis magnus how much limit will be required to upgrade or get c2c..
I have 2L limit in axis privilege card

4 lakhs

 

[4uziaul]

For

Axis magnus how much limit will be required to upgrade or get c2c..
I have 2L limit in axis privilege card

4L and card should be minimum 1 year old.

 

[tushu5121]

Then its not possible for me to get magnus right now.

 

[4uziaul]

Then its not possible for me to get magnus right now.

Very difficult based on C2C unless your ITR is above 18L.

 

[COSMOCRAT]

Prime has been devalued, not worth it now. Yet their website and T&C still mention the benefits that don't exist anymore. AU Xcite is much better than this.

 

[Deathsnatcher]

Prime has been devalued, not worth it now. Yet their website and T&C still mention the benefits that don't exist anymore. AU Xcite is much better than this.

Really not aware of it ...so whats the current benifits now?
P.S: i am already closing prime this year

 

[LordPSN]

@4uziaul I am going to open an axis bank burgandy account soon with FD of above 30lac.
Should I ask them for magnus directly or wait for burgandy CC?

 

[COSMOCRAT]

Really not aware of it ...so whats the current benifits now?
P.S: i am already closing prime this year

From what I know 5% reward rate on utilities SI is gone.
And there are cappings in some places.
Birthday spends are severely capped.
Places like Jiomart(or some other places, I forgot) is not considered for accelerated rewards even though it comes under groceries/department store.
Milestone vouchers of pizza hut are accepted at select outlets only.

 

[4uziaul]

@4uziaul I am going to open an axis bank burgandy account soon with FD of above 30lac.
Should I ask them for magnus directly or wait for burgandy CC?

I have zero knowledge about Axis Bank account, but you can ask them and if they agree get an email confirmation from them.

 

[Shrinit Padwal]

For

Axis magnus how much limit will be required to upgrade or get c2c..
I have 2L limit in axis privilege card

If you have an account/card with axis you can check in pre-approved offers - Magnus might be there. For me Magnus was there in pre-approved when I got LE in Flipkart till 2.5L. Do check - as you already have Privilege card. Only consider Magnus if needed and can spend that much