Sbi prime VS Sbi prime buisness

[Deathsnatcher]

As the topic name suggest
whats the difference between the two
can i make buisness payments with my sbi prime or should i go for sbi prime buisness [if there is some difference]
i make payment to companies using neft or upi but lately thinking to do via mobikwik/paymate/bhrtnxt
Please suggest or give your expert opinion

 

[Tejo]

As the topic name suggest
whats the difference between the two
can i make buisness payments with my sbi prime or should i go for sbi prime buisness [if there is some difference]
i make payment to companies using neft or upi but lately thinking to do via mobikwik/paymate/bhrtnxt
Please suggest or give your expert opinion


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if you are spends are normal then sbi prime

otherwise prime business, i think you need ac with sbi

 

[Deathsnatcher]

but my point is whats the difference i can see anything changes except the name

 

[Tejo]

but my point is whats the difference i can see anything changes except the name

some banks wont allow several transactions

for example, axis wont allow bharatnxt, it was hard to add card at the begining

if you do more than once, rent payment. bank will assume as businesspend

recently axis banned cc for using other than personal even for rewards

 

[Deathsnatcher]

some banks wont allow several transactions

for example, axis wont allow bharatnxt, it was hard to add card at the begining

if you do more than once, rent payment. bank will assume as businesspend

recently axis banned cc for using other than personal even for rewards

bharatnxt? its just a app to pay all utilities and other services etc just like amazon/freecharge/mobikwik
how can axis classify it as a buissness spend?

 

[Tejo]

bharatnxt? its just a app to pay all utilities and other services etc just like amazon/freecharge/mobikwik
how can axis classify it as a buissness spend?

nope.

if they mark spend as utility it wont be utility payments providers

axis has debit cards, are they wont suspect high volume cc transactions going on at a merchant, where only credit card transactions

 

[Deathsnatcher]

nope.

if they mark spend as utility it wont be utility payments providers

axis has debit cards, are they wont suspect high volume cc transactions going on at a merchant, where only credit card transactions

So its not illegal mentioned anywhere to make high volume txn to one app
or is it am i missing something
need to know and understand the logic

 

[Tejo]

So its not illegal mentioned anywhere to make high volume txn to one app
or is it am i missing something
need to know and understand the logic

will you say publicly like tht

doing transactions using credit limit, for rewards, lifestyle benefit is not illegal for us. but it will assume bad as we are using credit limit which is powered by group of people via bank

i aware that rentpay was free with prepaid cards once upon time in paytm

also amazon tried providing free walllet reloads for cc , prepais cards, but several misued.

also rent payments has 0% charges in some sites but not in other sites, why?